Company Overview
Paymentshield Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 06 July 1992, so this is a well established company. Paymentshield Limited has been in business for 33 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Southport Business Park, Wight Moss Way, Southport, PR8 4HQ
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Companies House Data
Company NamePAYMENTSHIELD LIMITED
Company Number02728936
Registered Office AddressSouthport Business Park
 Wight Moss Way
 PR8 4HQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/07/1992
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date03/08/2016
Returns Last Made Up Date06/07/2015
Directors & Members
Show Resigned
Secretaries
Show Resigned
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 13,195,246 13,195,246 13,979,381
Current Assets 149,073,555 149,073,555 152,673,337
Creditors Due Within One Year 109,140,840 109,140,840 132,745,766
Working Cap 39,932,715 39,932,715 19,927,571
Total Assets Less Current Liabilities 53,127,961 53,127,961 33,906,952
Long-term Liabilities 7,479,452 7,479,452 14,979,452
Net Assets 45,648,509 45,648,509 18,927,500
Share Capital & Reserves
Share Cap 1,000 1,000 1,000
Profit & Loss Reserves 45,647,509 45,647,509 18,926,500
Other Reserves 0 0 0
Shareholders Funds 45,648,509 45,648,509 18,927,500
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 8.1% 8.1% 8.4%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 83.4% 83.4% 83.5%
Cash Bank In Hand 8.4% 8.4% 8.1%
Current Assets 91.9% 91.9% 91.6%
Creditors Due Within One Year 67.3% 67.3% 79.7%
Net Current Assets Liabilities 24.6% 24.6% 12.0%
Creditors Due After One Year 4.6% 4.6% 9.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 28.1% 28.1% 11.4%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 28.1% 28.1% 11.4%
Shareholder Funds 28.1% 28.1% 11.4%
Capital Employed - - -
Total Assets Less Current Liabilities 32.7% 32.7% 20.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 1.4 1.4 1.2
Solvency Ratio 1.4 1.4 1.1
Reserves to Assets 0.3 0.3 0.1
Secured Creditors Unlock full report
Mortgages Charges 17
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 17
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Assets 162,268,801 162,268,801 166,652,718
Debt 116,620,292 116,620,292 147,725,218
Net Assets/Debt 45,648,509 45,648,509 18,927,500

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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PAYMENTSHIELD GROUP HOLDINGS LIMITED
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PAYMENTSHIELD HOLDINGS LIMITED
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Document Filings
Termination of appointment of Christopher Thomas Collings as a director on 28 February 2026
Appointment of Mr Mark Winlow as a director on 2 January 2026
Appointment of Mrs Kartina Tahir Thomson as a director on 18 September 2025
Appointment of Mr Tushar Surendra Patel as a director on 1 August 2025
Appointment of Mr Feilim Mackle as a director on 1 August 2025
Termination of appointment of Rebecca Jane Shepherd as a director on 1 August 2025
Confirmation statement made on 28 July 2025 with no updates
Termination of appointment of Catherine Ellen Lewis as a director on 20 June 2025
Termination of appointment of Andrew Stuart Watson as a director on 31 May 2025
Director's details changed for Ms Rebecca Jane Shepherd on 16 January 2024
Appointment of Ms Emma Jane Rawlinson as a director on 7 March 2025
Termination of appointment of Ellie Barlow as a director on 31 January 2025
Termination of appointment of Craig David Ball as a director on 7 March 2025
Termination of appointment of Ian James Donaldson as a director on 7 March 2025
Confirmation statement made on 14 July 2024 with no updates
Termination of appointment of Ardonagh Corporate Secretary Limited as a secretary on 26 June 2024
Appointment of Mr Christopher James Payne as a secretary on 26 June 2024
Appointment of Ms Ellie Barlow as a director on 26 June 2024
Appointment of Mr Christopher Thomas Collings as a director on 26 June 2024
Appointment of Ms Catherine Ellen Lewis as a director on 26 June 2024
Appointment of Mr Ian James Donaldson as a director on 26 June 2024
Appointment of Mr Andrew Stuart Watson as a director on 26 June 2024
Appointment of Mr Craig David Ball as a director on 26 June 2024
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