Company Overview
Ums Property Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 13 April 1992, so this is a well established company. Ums Property Limited has been in business for 33 years and 11 months. The accounts status is small and the accounts are next due on Tuesday 29 September 2026.
Registered Address

14 St. Johns Road, Woking, Surrey, GU21 7SE
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Companies House Data
Company NameUMS PROPERTY LIMITED
Company Number02706161
Registered Office Address14 St. Johns Road
 GU21 7SE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/04/1992
Accounting Reference Date Day29
Accounting Reference Date Month12
Accounts Next Due Date29/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date23/04/2017
Returns Last Made Up Date26/03/2016
Directors & Members
Show Resigned
Sushovan Ghosh - Director
(British, 69 years old, born July 1957)
Appointed 28 April 1994
 Active
Secretaries
Show Resigned
Richard Mew - Secretary
(British)
Appointed 21 April 2008
 Active
Other Company Directorships
Sushovan Ghosh
ALMAN LIMITED
MACHAP HOLDINGS LIMITED
MILLMAN LIMITED
MILLMAN TRADING LIMITED
SAGGI (UK) LIMITED
WENCIA LIMITED
ZENITH COLOURS & CHEMICALS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets 2,380,076 2,380,076 2,451,216
Current Assets 7,978,939 7,978,939 7,815,881
Creditors Due Within One Year 9,295,556 9,295,556 9,207,731
Working Cap -1,316,617 -1,316,617 -1,391,850
Total Assets Less Current Liabilities 1,063,459 1,063,459 1,059,366
Long-term Liabilities 54,704 54,704 57,283
Net Assets 1,008,755 1,008,755 1,002,083
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,008,755 1,008,755 1,002,083
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets 23.0% 23.0% 23.9%
Stocks Inventory - - -
Debtors 75.7% 75.7% 73.3%
Cash Bank In Hand 1.4% 1.4% 2.8%
Current Assets 77.0% 77.0% 76.1%
Creditors Due Within One Year 89.7% 89.7% 89.7%
Net Current Assets Liabilities -12.7% -12.7% -13.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 9.7% 9.7% 9.8%
Capital Employed - - -
Total Assets Less Current Liabilities 10.3% 10.3% 10.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Liquidity Ratio 0.9 0.9 0.8
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 13
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 13
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Assets 10,359,015 10,359,015 10,267,097
Debt 9,350,260 9,350,260 9,265,014
Net Assets/Debt 1,008,755 1,008,755 1,002,083

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Samantha Louise Drury as a director on 5 December 2025
Termination of appointment of Susmita Ghosh as a director on 1 October 2025
Change of details for Mr Sushovan Ghosh as a person with significant control on 1 January 2025
Confirmation statement made on 26 March 2025 with no updates
Director's details changed for Mr Sushovan Ghosh on 1 January 2025
Auditor's resignation
Previous accounting period shortened from 30 December 2023 to 29 December 2023
Appointment of Miss Samantha Louise Drury as a director on 1 November 2024
Termination of appointment of Sourin Ghosh as a director on 1 November 2024
Confirmation statement made on 26 March 2024 with no updates
Previous accounting period shortened from 31 December 2022 to 30 December 2022
Confirmation statement made on 26 March 2023 with no updates
Satisfaction of charge 027061610013 in full
Confirmation statement made on 26 March 2022 with no updates
Appointment of Mr Sourin Ghosh as a director on 22 September 2021
Confirmation statement made on 26 March 2021 with no updates
Registration of charge 027061610013, created on 15 May 2020
Confirmation statement made on 26 March 2020 with no updates
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