Company Overview
F. Chand & Co Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 13 February 1992, so this is a well established company. F. Chand & Co Limited has been in business for 34 years and 1 month. The accounts status is unaudited abridged and the accounts are next due on Sunday 31 May 2026.
Registered Address

Unit 80 Middlemore Road, Middlemore Industrial Estate, Smethwick, West Midlands, B66 2EP
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Companies House Data
Company NameF. CHAND & CO LIMITED
Company Number02687235
Registered Office AddressUnit 80 Middlemore Road
 Middlemore Industrial Estate
 B66 2EP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/02/1992
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date13/03/2017
Returns Last Made Up Date13/02/2016
Directors & Members
Show Resigned
Faqeer Chand - Director
(Indian, 72 years old, born December 1954)
Appointed 14 February 1992
 Active
Rajan Jackhu - Director
(British, 47 years old, born July 1979)
Appointed 01 March 2015
 Active
Roshan Jackhu - Director
(British, 51 years old, born December 1975)
Appointed 01 March 2015
 Active
Surinder Kaur - Director
(Indian, 69 years old, born July 1957)
Appointed 14 February 1992
 Active
Secretaries
Show Resigned
Faqeer Chand - Secretary
(British)
Appointed 14 February 1992
 Active
Other Company Directorships
Faqeer Chand
FCJ (HOLDINGS) LTD
FUTURE HOME DEVELOPERS LIMITED
Rajan Jackhu
FCJ (HOLDINGS) LTD
FCJ PROPERTIES LIMITED
FUTURE HOME DEVELOPERS LIMITED
KEYS 1888 HOLDINGS LTD
KEYS 1888 LIMITED
KIDS & MUM LIMITED
RIG LONDON LIMITED
TOTAL PROPERTY MANAGEMENT (B'HAM) LIMITED
Roshan Jackhu
FCJ (HOLDINGS) LTD
FCJ PROPERTIES LIMITED
KEYS 1888 HOLDINGS LTD
KEYS 1888 LIMITED
KIDS & MUM LIMITED
ONE BASE TRADING LTD
RIG LONDON LIMITED
Surinder Kaur
FCJ PROPERTIES LIMITED
ONE BASE TRADING LTD
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 338,023 338,023 346,646
Current Assets 1,953,037 1,953,037 2,008,705
Creditors Due Within One Year 380,131 380,131 598,236
Working Cap 1,572,906 1,572,906 1,410,469
Total Assets Less Current Liabilities 1,910,929 1,910,929 1,757,115
Long-term Liabilities 86,995 86,995 115,657
Net Assets 1,823,934 1,823,934 1,641,458
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,823,934 1,823,934 1,641,458
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 14.8% 14.8% 14.7%
Stocks Inventory - - -
Debtors 11.4% 11.4% 1.4%
Cash Bank In Hand 69.8% 69.8% 72.7%
Current Assets 85.2% 85.2% 85.3%
Creditors Due Within One Year 16.6% 16.6% 25.4%
Net Current Assets Liabilities 68.7% 68.7% 59.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 79.6% 79.6% 69.7%
Capital Employed - - -
Total Assets Less Current Liabilities 83.4% 83.4% 74.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 5.1 5.1 3.4
Solvency Ratio 4.9 4.9 3.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 2,291,060 2,291,060 2,355,351
Debt 467,126 467,126 713,893
Net Assets/Debt 1,823,934 1,823,934 1,641,458

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Previous accounting period shortened from 31 August 2025 to 31 March 2025
Director's details changed for Mrs Surinder Pal Kaur on 28 September 2025
Director's details changed for Mr Faqeer Chand on 28 September 2025
Confirmation statement made on 23 August 2025 with no updates
Amended total exemption full accounts made up to 31 August 2023
Amended total exemption full accounts made up to 31 August 2023
Cessation of A Person with Significant Control as a person with significant control on 23 August 2024
Cessation of Faqir Chand as a person with significant control on 23 August 2024
Notification of Fcj (Holdings) Ltd as a person with significant control on 23 August 2024
Confirmation statement made on 23 August 2024 with updates
Confirmation statement made on 7 August 2024 with updates
Confirmation statement made on 7 August 2023 with updates
Director's details changed for Mr Faqir Chand on 1 August 2023
Secretary's details changed for Mr Faqir Chand on 1 August 2023
Confirmation statement made on 9 July 2023 with updates
Confirmation statement made on 9 July 2022 with updates
Confirmation statement made on 9 July 2021 with updates
Satisfaction of charge 3 in full
Satisfaction of charge 2 in full
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