Company Overview
Ram Jewellers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 13 January 1992, so this is a well established company. Ram Jewellers Limited has been in business for 34 years and 2 months. The accounts status is unaudited abridged and the accounts are next due on Saturday 31 January 2026.
Registered Address

116 Belgrave Road, Leicester, LE4 5AT
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Companies House Data
Company NameRAM JEWELLERS LIMITED
Company Number02677083
Registered Office Address116 Belgrave Road
 Leicester
 LE4 5AT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/01/1992
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date10/02/2017
Returns Last Made Up Date13/01/2016
Directors & Members
Show Resigned
Mahul Visram - Director
(British, 53 years old, born September 1973)
Appointed 13 January 1992
 Active
Ramanlal Visram - Director
(English, 79 years old, born November 1947)
Appointed 01 February 2001
 Active
Secretaries
Show Resigned
Mahul Visram - Secretary
(British)
Appointed 13 January 1992
 Active
Other Company Directorships
Mahul Visram
No companies found
Ramanlal Visram
RVISRAM UK LTD
VISRAM2020 LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 128,196 128,196 149,959
Current Assets 2,891,363 2,891,363 3,199,229
Creditors Due Within One Year 1,868,024 1,868,024 2,127,935
Working Cap 1,023,339 1,023,339 1,071,294
Total Assets Less Current Liabilities 1,151,535 1,151,535 1,221,253
Long-term Liabilities 224,875 224,875 415,335
Net Assets 926,660 926,660 805,918
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 926,660 926,660 805,918
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 4.2% 4.2% 4.5%
Stocks Inventory - - -
Debtors 5.1% 5.1% 0.5%
Cash Bank In Hand 2.5% 2.5% 1.2%
Current Assets 95.8% 95.8% 95.5%
Creditors Due Within One Year 61.9% 61.9% 63.5%
Net Current Assets Liabilities 33.9% 33.9% 32.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 30.7% 30.7% 24.1%
Capital Employed - - -
Total Assets Less Current Liabilities 38.1% 38.1% 36.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Liquidity Ratio 1.5 1.5 1.5
Solvency Ratio 1.4 1.4 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Assets 3,019,559 3,019,559 3,349,188
Debt 2,092,899 2,092,899 2,543,270
Net Assets/Debt 926,660 926,660 805,918

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 13 January 2026 with no updates
Confirmation statement made on 13 January 2025 with no updates
Confirmation statement made on 13 January 2024 with no updates
Confirmation statement made on 13 January 2023 with no updates
Confirmation statement made on 13 January 2022 with no updates
Confirmation statement made on 13 January 2021 with no updates
Confirmation statement made on 13 January 2020 with updates
Registration of charge 026770830010, created on 2 July 2019
Cessation of Ramanlal Narshidas Visram as a person with significant control on 28 February 2019
Change of details for Mr Mahul Visram as a person with significant control on 28 February 2019
Confirmation statement made on 13 January 2019 with no updates
Confirmation statement made on 13 January 2018 with no updates
Satisfaction of charge 026770830008 in full
Satisfaction of charge 7 in full
Confirmation statement made on 13 January 2017 with updates
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