Company Overview
Lovato Electric Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 04 June 1991, so this is a well established company. Lovato Electric Limited has been in business for 34 years and 10 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Lovato House Units 3&4 Providence Industrial Estate, Providence Drive, Stourbridge, West Midlands, DY9 8HQ
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Companies House Data
Company NameLOVATO ELECTRIC LIMITED
Company Number02616851
Registered Office AddressLovato House Units 3&4 Providence Industrial Estate
 Providence Drive
 DY9 8HQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/06/1991
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date02/07/2017
Returns Last Made Up Date04/06/2016
Previous Company NameChanged Date
LOVATO (UK) LIMITED05 Sep 2011
Directors & Members
Show Resigned
Massimiliano Cacciavillani - Director
(Italian, 54 years old, born February 1972)
Appointed 22 September 1998
 Active
Giuseppe Forcella - Director
(Italian, 62 years old, born April 1964)
Appointed 19 January 2015
 Active
David Whitby - Director
(British, 59 years old, born August 1967)
Appointed 19 January 2015
 Active
Secretaries
Show Resigned
Giuseppe Forcella - Secretary
(Italian)
Appointed 06 April 2006
 Active
Other Company Directorships
Massimiliano Cacciavillani
MASI REAL ESTATE LIMITED
Giuseppe Forcella
No companies found
David Whitby
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 115,512 115,512 97,927
Current Assets 2,520,093 2,520,093 2,065,605
Creditors Due Within One Year 846,419 846,419 625,547
Working Cap 1,673,674 1,673,674 1,440,058
Total Assets Less Current Liabilities 1,789,186 1,789,186 1,537,985
Long-term Liabilities 0 0 0
Net Assets 1,789,186 1,789,186 1,537,985
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,789,186 1,789,186 1,537,985
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 4.4% 4.4% 4.5%
Stocks Inventory - - -
Debtors 47.2% 47.2% 43.2%
Cash Bank In Hand 19.7% 19.7% 25.0%
Current Assets 95.6% 95.6% 95.5%
Creditors Due Within One Year 32.1% 32.1% 28.9%
Net Current Assets Liabilities 63.5% 63.5% 66.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 67.9% 67.9% 71.1%
Capital Employed - - -
Total Assets Less Current Liabilities 67.9% 67.9% 71.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 3.0 3.0 3.3
Solvency Ratio 3.1 3.1 3.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 2,635,605 2,635,605 2,163,532
Debt 846,419 846,419 625,547
Net Assets/Debt 1,789,186 1,789,186 1,537,985

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around DY9 8HQ
LOVATO (UK) LIMITED
LOVATO HOUSE UNITS 3&4 PROVIDENCE IND EST, PROVIDENCE DRIVE, STOURBRIDGE, WEST MIDLANDS, DY9 8HQ
MASI REAL ESTATE LIMITED
LOVATO HOUSE UNITS 3&4 PROVIDENCE DRIVE, PROVIDENCE INDUSTRIAL ESTATE, STOURBRIDGE, WEST MIDLANDS, DY9 8HQ
KANDO CANDY FLOSS AND POPCORN MACHINES LTD
UNIT 9 PROVIDENCE INDUSTRIAL, ESTATE PROVIDENCE DRIVE, STOURBRIDGE, WEST MIDLANDS, DY9 8HQ
CONCEPT SEATING LIMITED
UNIT 2 GAINSBOROUGH TRADING ESTATE, RUFFORD ROAD, STOURBRIDGE, WEST MIDLANDS, DY9 8HQ
BROADWAY WINDOWS LIMITED
UNIT 8 PROVINCE INDUSTRIAL EST, PROVINCE STREET LYE, STOURBRIDGE, WEST MIDLANDS, DY9 8HQ
PROCESS FLOW COMPONENTS LIMITED
40-41 Foregate Street, Worcester, DY9 8HQ
Document Filings
Director's details changed for Mr Guiseppe Forcella on 23 February 2026
Director's details changed for Mr David Whitby on 16 July 2025
Confirmation statement made on 4 June 2025 with no updates
Confirmation statement made on 4 June 2024 with no updates
Confirmation statement made on 4 June 2023 with no updates
Confirmation statement made on 4 June 2022 with no updates
Confirmation statement made on 4 June 2021 with no updates
Confirmation statement made on 4 June 2020 with no updates
Confirmation statement made on 4 June 2019 with no updates
Confirmation statement made on 4 June 2018 with no updates
Confirmation statement made on 4 June 2017 with updates
Annual return made up to 4 June 2016 with full list of shareholders
Annual return made up to 4 June 2015 with full list of shareholders
Appointment of Mr Guiseppe Forcella as a director on 19 January 2015
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