Company Overview
Crystal Insurance Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 07 May 1991, so this is a well established company. Crystal Insurance Services Ltd has been in business for 34 years and 10 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 May 2025.
Registered Address

Crystal House, 29 Queens Parade, Friern Barnet Road, London, N11 3DA
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Companies House Data
Company NameCRYSTAL INSURANCE SERVICES LTD
Company Number02608362
Registered Office AddressCrystal House, 29 Queens Parade
 Friern Barnet Road
 N11 3DA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/05/1991
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date31/05/2025
Accounts Last Made Up Date31/05/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/06/2017
Returns Last Made Up Date07/05/2016
Directors & Members
Show Resigned
Simon Brewster - Director
(British, 51 years old, born May 1975)
Appointed 22 December 2022
 Active
Denise Judge - Director
(British, 53 years old, born December 1973)
Appointed 22 December 2022
 Active
Despina Michael - Director
(British, 47 years old, born November 1979)
Appointed 01 October 2005
 Active
Secretaries
Show Resigned
Despina Michael - Secretary
(British)
Appointed 01 October 2005
 Active
Other Company Directorships
Simon Brewster
79 HORNSEY LANE MANAGEMENT LIMITED
CAPITAL FINANCE (LONDON) LIMITED
ELLIS DAVID (INVESTMENTS) LIMITED
ELLIS DAVID HOLDINGS 2 LIMITED
ELLIS DAVID HOLDINGS LIMITED
ELLIS DAVID LIMITED
RED DEVELOPMENTS (LONDON) LIMITED
Denise Judge
No companies found
Despina Michael
DOME INVESTMENTS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2023 31-May-2013 31-May-2012
Balance Sheet
Fixed Assets 75,034 75,034 79,335
Current Assets 215,014 215,014 212,323
Creditors Due Within One Year 86,368 86,368 83,789
Working Cap 128,646 128,646 128,534
Total Assets Less Current Liabilities 203,680 203,680 207,869
Long-term Liabilities 0 0 0
Net Assets 203,680 203,680 207,869
Share Capital & Reserves
Share Cap 1,000 1,000 1,000
Profit & Loss Reserves 202,680 202,680 206,869
Other Reserves 0 0 0
Shareholders Funds 203,680 203,680 207,869
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2023 31-May-2013 31-May-2012
Tangible Fixed Assets - - -
Fixed Assets 25.9% 25.9% 27.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 27.3% 27.3% 38.9%
Cash Bank In Hand 46.9% 46.9% 33.9%
Current Assets 74.1% 74.1% 72.8%
Creditors Due Within One Year 29.8% 29.8% 28.7%
Net Current Assets Liabilities 44.4% 44.4% 44.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 70.2% 70.2% 71.3%
Called Up Share Capital 0.3% 0.3% 0.3%
Share Capital Allotted Called Up Paid 0.3% 0.3% 0.3%
Profit Loss Account Reserve 69.9% 69.9% 70.9%
Shareholder Funds 70.2% 70.2% 71.3%
Capital Employed - - -
Total Assets Less Current Liabilities 70.2% 70.2% 71.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2023 31-May-2013 31-May-2012
Liquidity Ratio 2.5 2.5 2.5
Solvency Ratio 3.4 3.4 3.5
Reserves to Assets 0.7 0.7 0.7
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2023 31-May-2013 31-May-2012
Assets 290,048 290,048 291,658
Debt 86,368 86,368 83,789
Net Assets/Debt 203,680 203,680 207,869

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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MY DENTAL ORDER LIMITED
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Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Director's details changed for Mr Simon David Brewster on 4 December 2025
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 23 December 2024 with no updates
Amended total exemption full accounts made up to 31 May 2023
Confirmation statement made on 23 December 2023 with no updates
Confirmation statement made on 23 December 2022 with updates
Termination of appointment of Andronicos Kyriacos Michael as a director on 22 December 2022
Appointment of Ms Denise Lesley Judge as a director on 22 December 2022
Appointment of Mr Simon David Brewster as a director on 22 December 2022
Notification of Ellis David Limited as a person with significant control on 22 December 2022
Cessation of Andronicos Kyriacos Michael as a person with significant control on 22 December 2022
Satisfaction of charge 026083620001 in full
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 7 May 2022 with no updates
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 7 May 2021 with no updates
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