Company Overview
Dsg Financial Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 07 November 1988, so this is a well established company. Dsg Financial Services Limited has been in business for 37 years and 4 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Unity House Hercules Park, Bird Hall Lane, Stockport, Cheshire, SK3 0UX
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Companies House Data
Company NameDSG FINANCIAL SERVICES LIMITED
Company Number02313903
Registered Office AddressUnity House Hercules Park
 Bird Hall Lane
 SK3 0UX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/11/1988
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date08/01/2017
Returns Last Made Up Date11/12/2015
Directors & Members
Show Resigned
Mark Gow - Director
(British, 58 years old, born September 1968)
Appointed 01 April 2004
 Active
Richard Hoggart - Director
(British, 55 years old, born December 1971)
Appointed 07 December 1998
 Active
David Quate - Director
(Scottish, 55 years old, born January 1971)
Appointed 28 January 2016
 Active
Secretaries
Show Resigned
Richard Hoggart - Secretary
(British)
Appointed 31 May 2008
 Active
Other Company Directorships
Mark Gow
DSG 1988 LIMITED
DSG FINANCE GROUP LTD
PEPPERMINT LTD
Richard Hoggart
AQUANET COMMUNICATIONS LIMITED
DEALMAKERS FINANCE COMPANY LIMITED
DSG 1988 LIMITED
DSG AUTO CONTRACTS LIMITED
DSG FINANCE GROUP LTD
DSG JOINT VENTURES LTD
DSG PRESTIGE LIMITED
UNITY AUTO FINANCE LTD
David Quate
DSG 1988 LIMITED
DSG FINANCE GROUP LTD
DSG JOINT VENTURES LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 909,346 909,346 946,244
Current Assets 552,945 552,945 807,656
Creditors Due Within One Year 467,812 467,812 652,760
Working Cap 85,133 85,133 154,896
Total Assets Less Current Liabilities 994,479 994,479 1,101,140
Long-term Liabilities 366,307 366,307 383,610
Net Assets 628,172 628,172 717,530
Share Capital & Reserves
Share Cap 100,000 100,000 100,000
Profit & Loss Reserves 528,172 528,172 617,530
Other Reserves 0 0 0
Shareholders Funds 628,172 628,172 717,530
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 62.2% 62.2% 54.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 34.7% 34.7% 39.2%
Cash Bank In Hand 3.1% 3.1% 6.8%
Current Assets 37.8% 37.8% 46.0%
Creditors Due Within One Year 32.0% 32.0% 37.2%
Net Current Assets Liabilities 5.8% 5.8% 8.8%
Creditors Due After One Year 24.6% 24.6% 21.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 43.0% 43.0% 40.9%
Called Up Share Capital 6.8% 6.8% 5.7%
Share Capital Allotted Called Up Paid 6.8% 6.8% 5.7%
Profit Loss Account Reserve 36.1% 36.1% 35.2%
Shareholder Funds 43.0% 43.0% 40.9%
Capital Employed - - -
Total Assets Less Current Liabilities 68.0% 68.0% 62.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2012 31-Dec-2011
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.8 1.8 1.7
Reserves to Assets 0.4 0.4 0.4
Secured Creditors Unlock full report
Mortgages Charges 14
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 10
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2012 31-Dec-2011
Assets 1,462,291 1,462,291 1,753,900
Debt 834,119 834,119 1,036,370
Net Assets/Debt 628,172 628,172 717,530

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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DSG AUTO CONTRACTS LIMITED
UNITY HOUSE HERCULES PARK, BIRD HALL LANE, STOCKPORT, CHESHIRE, SK3 0UX
FLOW CAR FINANCE LTD
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DSG FINANCE GROUP LTD
UNITY HOUSE, HERCULES OFFICE PARK, BIRD HALL LANE, STOCKPORT, SK3 0UX
DSG 1988 LIMITED
UNITY HOUSE, HERCULES OFFICE PARK, BIRD HALL LANE, STOCKPORT, SK3 0UX
BALLYCLARE LIMITED
UNIT C1-C2 THE FORUM HERCULES OFFICE PARK, BIRD HALL LANE, STOCKPORT, SK3 0UX
DSG JOINT VENTURES LTD
UNITY HOUSE HERCULES PARK, BIRD HALL LANE, STOCKPORT, CHESHIRE, SK3 0UX
UNITY AUTO FINANCE LTD
UNITY HOUSE HERCULES PARK, BIRD HALL LANE, STOCKPORT, CHESHIRE, SK3 0UX
BALLYCLARE LHD LIMITED
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PIONER LTD
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Document Filings
Registration of charge 023139030014, created on 18 July 2025
Confirmation statement made on 21 May 2025 with no updates
Confirmation statement made on 21 May 2024 with updates
Confirmation statement made on 11 December 2023 with no updates
Confirmation statement made on 11 December 2022 with no updates
Confirmation statement made on 11 December 2021 with no updates
Registration of charge 023139030013, created on 2 June 2021
Satisfaction of charge 023139030012 in full
Satisfaction of charge 023139030011 in full
Confirmation statement made on 11 December 2020 with no updates
Memorandum and Articles of Association
Resolutions
Registration of charge 023139030011, created on 1 September 2020
Registration of charge 023139030012, created on 1 September 2020
Confirmation statement made on 11 December 2019 with no updates
Confirmation statement made on 11 December 2018 with no updates
Registration of charge 023139030010, created on 5 February 2018
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