Company Overview
S & A Stone Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 01 March 1988, so this is a well established company. S & A Stone Limited has been in business for 38 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Brunel House 11 The Promenade, Clifton, Bristol, BS8 3NG
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Companies House Data
Company NameS & A STONE LIMITED
Company Number02225842
Registered Office AddressBrunel House 11 The Promenade
 Clifton
 BS8 3NG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/03/1988
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/07/2017
Returns Last Made Up Date17/06/2016
Directors & Members
Show Resigned
Christopher Stone - Director
(British, 77 years old, born April 1949)
Secretaries
Show Resigned
Christopher Stone - Secretary
(British)
Appointed 04 July 2007
 Active
Other Company Directorships
Christopher Stone
ABC FLIGHTS LIMITED
AIRSHIP & BALLOON COMPANY LIMITED
CADBURY WATER CO. LIMITED(THE)
CAS DEVELOPMENTS LIMITED
FORESTCREST DEVELOPMENTS LIMITED
FREEUP LIMITED
S & A STONE HOLDINGS LTD
SMF ASSOCIATES LIMITED
SNACKOLOGY FOOD & BEVERAGE LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 1,783,600 1,783,600 1,770,151
Current Assets 210,920 210,920 178,571
Creditors Due Within One Year 744,209 744,209 783,924
Working Cap -533,289 -533,289 -605,353
Total Assets Less Current Liabilities 1,250,311 1,250,311 1,164,798
Long-term Liabilities 4,265 4,265 1,906
Net Assets 1,246,046 1,246,046 1,162,892
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,246,046 1,246,046 1,162,892
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 89.4% 89.4% 90.8%
Stocks Inventory - - -
Debtors 0.9% 0.9% 1.2%
Cash Bank In Hand 9.7% 9.7% 7.9%
Current Assets 10.6% 10.6% 9.2%
Creditors Due Within One Year 37.3% 37.3% 40.2%
Net Current Assets Liabilities -26.7% -26.7% -31.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 62.5% 62.5% 59.7%
Capital Employed - - -
Total Assets Less Current Liabilities 62.7% 62.7% 59.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Liquidity Ratio 0.3 0.3 0.2
Solvency Ratio 2.7 2.7 2.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Assets 1,994,520 1,994,520 1,948,722
Debt 748,474 748,474 785,830
Net Assets/Debt 1,246,046 1,246,046 1,162,892

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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CHATFORD HOUSE AND PENAVON RESIDENTS ASSOCIATION LIMITED
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Document Filings
Confirmation statement made on 17 June 2025 with updates
Change of details for S & a Holdings Ltd as a person with significant control on 25 September 2024
Registered office address changed from Redland House 157 Redland Road Redland Bristol BS6 6YE United Kingdom to Brunel House 11 the Promenade Clifton Bristol BS8 3NG on 25 September 2024
Secretary's details changed for Christopher Arthur Stone on 25 September 2024
Director's details changed for Christopher Arthur Stone on 25 September 2024
Confirmation statement made on 17 June 2024 with updates
Confirmation statement made on 17 June 2023 with updates
Confirmation statement made on 17 June 2022 with updates
Confirmation statement made on 17 June 2021 with updates
Registered office address changed from C/O Saffery Champness St Catherine's Court Berkeley Place Bristol BS8 1BQ England to Redland House 157 Redland Road Redland Bristol BS6 6YE on 11 May 2021
Confirmation statement made on 17 June 2020 with no updates
Confirmation statement made on 17 June 2019 with no updates
Confirmation statement made on 17 June 2018 with no updates
Satisfaction of charge 1 in full
Registered office address changed from Stone and Partners 571 Fishponds Road Fishponds Bristol BS16 3AF to C/O Saffery Champness St Catherine's Court Berkeley Place Bristol BS8 1BQ on 10 July 2017
Confirmation statement made on 17 June 2017 with updates
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