Company Overview
St&H Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 06 October 1987, so this is a well established company. St&H Limited has been in business for 38 years and 5 months. The accounts status is full and the accounts are next due on Saturday 31 October 2026.
Registered Address

3 Pancras Square, London, N1C 4AG
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Companies House Data
Company NameST&H LIMITED
Company Number02174052
Registered Office Address3 Pancras Square
 N1C 4AG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/10/1987
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryFULL
Returns Next Due Date03/08/2016
Returns Last Made Up Date06/07/2015
Previous Company NameChanged Date
ACROMAS HOLIDAYS LIMITED29 Jun 2016
SAGA HOLIDAYS LIMITED05 Feb 2009
Directors & Members
Show Resigned
Nigel Blanks - Director
(British, 59 years old, born August 1967)
Appointed 31 January 2022
 Active
Andrew Harwood - Director
(British, 59 years old, born December 1967)
Appointed 31 January 2022
 Active
Michael Hazell - Director
(British, 53 years old, born June 1973)
Appointed 19 October 2023
 Active
Secretaries
Show Resigned
Donna Kempster - Secretary
Appointed 14 October 2022
 Active
Other Company Directorships
Nigel Blanks
SAGA CREWING SERVICES LIMITED
SAGA CRUISES IV LIMITED
SAGA CRUISES LIMITED
SAGA CRUISES V LIMITED
SAGA CRUISES VI LIMITED
SAGA TRAVEL GROUP (UK) LIMITED
SAGA TRAVEL GROUP LIMITED
ST&H GROUP LIMITED
TITAN TRANSPORT LIMITED
Andrew Harwood
SAGA CREWING SERVICES LIMITED
SAGA CRUISES BDF LIMITED
SAGA CRUISES II LIMITED
SAGA CRUISES IV LIMITED
SAGA CRUISES LIMITED
SAGA CRUISES V LIMITED
SAGA CRUISES VI LIMITED
SAGA TRAVEL GROUP (UK) LIMITED
SAGA TRAVEL GROUP LIMITED
ST&H GROUP LIMITED
TITAN TRANSPORT LIMITED
Michael Hazell
SAGA CRUISES LIMITED
SAGA GROUP LIMITED
SAGA LEISURE LIMITED
SAGA MID CO LIMITED
SAGA PERSONAL FINANCE LIMITED
SAGA PLC
SAGA TRAVEL GROUP (UK) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2017 31-Jan-2016
Balance Sheet
Fixed Assets 157,159,000 157,159,000 145,257,000
Current Assets 138,638,000 138,638,000 116,038,000
Creditors Due Within One Year 184,205,000 184,205,000 192,882,000
Working Cap -45,567,000 -45,567,000 -76,844,000
Total Assets Less Current Liabilities 111,592,000 111,592,000 68,413,000
Long-term Liabilities 12,743,000 12,743,000 11,262,000
Net Assets 98,849,000 98,849,000 57,151,000
Share Capital & Reserves
Share Cap 54,088,000 54,088,000 54,088,000
Profit & Loss Reserves 6,213,000 6,213,000 -7,997,000
Other Reserves 38,548,000 38,548,000 11,060,000
Shareholders Funds 98,849,000 98,849,000 57,151,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2017 31-Jan-2016
Tangible Fixed Assets - - -
Fixed Assets 53.1% 53.1% 55.6%
Stocks Inventory 1.8% 1.8% 1.7%
Debtors 1.6% 1.6% 2.1%
Cash Bank In Hand 29.7% 29.7% 31.2%
Current Assets 46.9% 46.9% 44.4%
Creditors Due Within One Year 62.3% 62.3% 73.8%
Net Current Assets Liabilities -15.4% -15.4% -29.4%
Creditors Due After One Year 4.3% 4.3% 4.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 33.4% 33.4% 21.9%
Called Up Share Capital 18.3% 18.3% 20.7%
Share Capital Allotted Called Up Paid 18.3% 18.3% 20.7%
Profit Loss Account Reserve 2.1% 2.1% -3.1%
Shareholder Funds 33.4% 33.4% 21.9%
Capital Employed - - -
Total Assets Less Current Liabilities 37.7% 37.7% 26.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2017 31-Jan-2016
Liquidity Ratio 0.8 0.8 0.6
Solvency Ratio 1.5 1.5 1.3
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2017 31-Jan-2016
Assets 295,797,000 295,797,000 261,295,000
Debt 196,948,000 196,948,000 204,144,000
Net Assets/Debt 98,849,000 98,849,000 57,151,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Mr Michael Robert Hazell on 23 February 2026
Confirmation statement made on 5 February 2026 with no updates
Amended full accounts made up to 31 January 2025
Confirmation statement made on 7 February 2025 with no updates
Appointment of Mr Mark Watkins as a director on 21 March 2024
Confirmation statement made on 13 February 2024 with no updates
Termination of appointment of Euan Angus Sutherland as a director on 28 November 2023
Appointment of Mr Michael Robert Hazell as a director on 19 October 2023
Termination of appointment of James Barrington Quin as a director on 19 October 2023
Director's details changed for Andrew Joseph Harwood on 29 January 2023
Change of details for St&H Group Limited as a person with significant control on 24 July 2023
Director's details changed for Mr James Barrington Quin on 24 July 2023
Director's details changed for Mr Euan Angus Sutherland on 24 July 2023
Director's details changed for Andrew Joseph Harwood on 24 July 2023
Director's details changed for Mr Nigel Owen Blanks on 24 July 2023
Secretary's details changed for Mrs Donna Louise Kempster on 24 July 2023
Registered office address changed from Enbrook Park Sandgate Folkestone Kent CT20 3SE to 3 Pancras Square London N1C 4AG on 24 July 2023
Confirmation statement made on 27 February 2023 with no updates
Appointment of Mrs Donna Louise Kempster as a secretary on 14 October 2022
Termination of appointment of Victoria Haynes as a secretary on 14 October 2022
Termination of appointment of Mark Watkins as a director on 15 June 2022
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