INCHCAPE FINANCE PLC Credit Check Report

Company Overview

Inchcape Finance Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Thursday 06 August 1987, so this is a well established company. Inchcape Finance Plc has been in business for 38 years and 8 months. The accounts status is full and the accounts are next due on Tuesday 30 June 2026.

Registered Address

22A St James's Square, London, SW1Y 5LP

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Companies House Data

Company Name	INCHCAPE FINANCE PLC
Company Number	02153225
Registered Office Address	22a St James's Square
	London
	SW1Y 5LP
Company Category	Public Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	06/08/1987
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/06/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	FULL
Returns Next Due Date	06/07/2017
Returns Last Made Up Date	08/06/2016

Directors & Members

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	Michael Bowers - Director (British, 59 years old, born October 1967) Appointed 05 February 2016, Resigned 01 April 2025	Resigned
	Amanda Brooks - Director (British, 61 years old, born May 1965) Appointed 30 June 1999, Resigned 31 March 2007	Resigned
	Barry Bull - Director (British, 80 years old, born May 1946)	Resigned
	Dale Butcher - Director (British, 71 years old, born December 1955) Appointed 02 May 2001, Resigned 30 June 2011	Resigned
	Alexander Chalmers - Director (British, 45 years old, born July 1981) Appointed 23 April 2025, Resigned 27 March 2026	Resigned
	Penelope Chapman - Director (British, 59 years old, born September 1967) Appointed 01 June 2007, Resigned 31 July 2012	Resigned
	Alison Clarke - Director (British, 59 years old, born May 1967) Appointed 05 February 2016, Resigned 18 June 2018	Resigned
	Leslie Cullen - Director (British, 74 years old, born January 1952) Appointed 01 July 1997, Resigned 30 June 1999	Resigned
	Philip Cushing - Director (British, 76 years old, born September 1950) Appointed 20 December 1996, Resigned 30 June 1999	Resigned
	Christopher Davies - Director (British, 56 years old, born March 1970) Appointed 06 January 2014, Resigned 21 April 2017	Resigned
	Christian Dinsdale - Director (Australian, 49 years old, born October 1977) Appointed 17 May 2024, Resigned 31 December 2025	Resigned
	Alan Ferguson - Director (British, 68 years old, born January 1958) Appointed 01 July 1998, Resigned 14 September 2005	Resigned
	Kelly Fielding - Director (British, 70 years old, born October 1956) Appointed 16 August 2007, Resigned 23 April 2008	Resigned
	Charles Foster-Kemp - Director (British, 54 years old, born November 1972) Appointed 18 March 2026	Active
	Tony George - Director (British, 62 years old, born August 1964) Appointed 01 February 2007, Resigned 14 May 2015	Resigned
	Jonathan Greenwood - Director (British, 55 years old, born January 1971) Appointed 14 May 2015, Resigned 31 December 2025	Resigned
	Richard James - Director (British, 62 years old, born June 1964) Appointed 04 May 1995, Resigned 02 May 1997	Resigned
	Paul James - Director (British, 59 years old, born February 1967) Appointed 01 October 2011, Resigned 03 January 2014	Resigned
	Peter Johnson - Director (British, 79 years old, born November 1947) Appointed 01 July 1998, Resigned 31 December 2005	Resigned
	Stephen King - Director (British, 77 years old, born May 1949)	Resigned
	Rajvi Kothari - Director (British, 40 years old, born March 1986) Appointed 02 April 2025	Active
	Adrian Lewis - Director (British, 47 years old, born June 1979) Appointed 31 October 2020, Resigned 24 May 2023	Resigned
	James Long - Director (British, 71 years old, born August 1955)	Resigned
	Charles MacKay - Director (British, 86 years old, born April 1940) Appointed 01 January 1992, Resigned 30 June 1996	Resigned
	Paul Mainwaring - Director (British, 63 years old, born July 1963) Appointed 23 July 1998, Resigned 23 October 1998	Resigned
	Bertrand Mallet - Director (French, 54 years old, born August 1972) Appointed 19 October 2015, Resigned 29 January 2021	Resigned
	Adrian Marsh - Director (British, 60 years old, born June 1966) Appointed 21 July 1997, Resigned 30 June 1999	Resigned
	Kathryn Mecklenburgh - Director (British, 53 years old, born May 1973) Appointed 18 June 2018, Resigned 31 October 2020	Resigned
	Katherine Milliken - Director (British, 53 years old, born April 1973) Appointed 31 July 2012, Resigned 10 January 2013	Resigned
	Christopher Musker - Director (British, 45 years old, born July 1981) Appointed 24 March 2026	Active
	Rodney O'donoghue - Director (British, 88 years old, born June 1938)	Resigned
	Christopher Parker - Director (British, 67 years old, born April 1959) Appointed 18 October 1999, Resigned 31 January 2013	Resigned
	Alison Phillips - Director (British, 62 years old, born June 1964) Appointed 23 January 2009, Resigned 18 December 2014	Resigned
	Gavin Robertson - Director (British, 60 years old, born January 1966) Appointed 16 August 2007, Resigned 01 October 2011	Resigned
	Nicholas Smith - Director (British, 65 years old, born March 1961) Appointed 01 April 2003, Resigned 10 January 2007	Resigned

Secretaries

No Secretaries Appointed

Other Company Directorships

Charles Foster-Kemp
AVONMORE ROAD MANAGEMENT COMPANY LIMITED
COLT AVENGERS LIMITED
COLT TECHNOLOGY SERVICES
COLT TECHNOLOGY SERVICES EUROPE LIMITED
COLT TECHNOLOGY SERVICES GROUP LIMITED
COLT TECHNOLOGY SERVICES HOLDINGS LIMITED
COLT TELECOM FINANCE DENMARK
COLT TELECOM FINANCE EURO
COLT TELECOM FINANCE SWEDEN
COLT TELECOM FINANCE SWITZERLAND
FIBERNET UK LIMITED
LEVEL 3 COMMUNICATIONS LIMITED
LUMEN TECHNOLOGIES EMEA HOLDINGS LIMITED
LUMEN TECHNOLOGIES EUROPE LIMITED
LUMEN TECHNOLOGIES UK LIMITED
MARKETPRIZM GROUP S.A.R.L.
STELLANOR DATACENTERS PROPERTIES UK LIMITED
VINEHALL EDUCATION CENTRE LIMITED

Rajvi Kothari
INCHCAPE (BELGIUM) LIMITED
INCHCAPE (SINGAPORE) LIMITED
INCHCAPE CORPORATE SERVICES LIMITED
INCHCAPE DIGITAL LIMITED
INCHCAPE INTERNATIONAL HOLDINGS LIMITED
INCHCAPE INVESTMENTS AND ASSET MANAGEMENT LIMITED
INCHCAPE MANAGEMENT (SERVICES) LIMITED
INCHCAPE MOTORS INTERNATIONAL LIMITED
INCHCAPE OVERSEAS LIMITED

Christopher Musker
MICRO FOCUS CHC LIMITED
MICRO FOCUS GROUP LIMITED
MICRO FOCUS INTEGRATION HOLDINGS LIMITED
MICRO FOCUS INTEGRATION LIMITED
MICRO FOCUS LIMITED
MICRO FOCUS MHC LIMITED
MICRO FOCUS MIDCO HOLDINGS LIMITED
MICRO FOCUS MIDCO LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around SW1Y 5LP

	ST.MARY AXE SECURITIES LIMITED 22A ST JAMES'S SQUARE, LONDON, SW1Y 5LP
	INCHCAPE PLC 22A ST JAMES'S SQUARE, LONDON, SW1Y 5LP
	INCHCAPE MANAGEMENT (SERVICES) LIMITED 22A ST JAMES'S SQUARE, LONDON, SW1Y 5LP
	INCHCAPE CORPORATE SERVICES LIMITED 22 A ST JAMES'S SQUARE, LONDON, SW1Y 5LP
	INCHCAPE (BELGIUM) LIMITED 22A ST JAMESS SQUARE, LONDON, SW1Y 5LP
	ELETTRA GP LTD. 30-35 Pall Mall, London, SW1Y 5LP
	INCHCAPE INVESTMENTS (NO.1) LIMITED 22a St. James's Square, London, SW1Y 5LP
	INCHCAPE DIGITAL LIMITED 22A ST JAMES'S SQUARE, LONDON, SW1Y 5LP
	HUTTON COLLINS INVESTMENTS LIMITED 30-35 Pall Mall, London, SW1Y 5LP
	HUTTON COLLINS MEZZANINE GP LIMITED. 30-35 Pall Mall, London, SW1Y 5LP

Document Filings

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