Company Overview
Stewart Fersina Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 27 June 1986, so this is a well established company. Stewart Fersina Limited has been in business for 39 years and 9 months. The accounts status is total exemption full and the accounts are next due on Friday 16 January 2026.
Registered Address

Woodlands, 31 Preston Road, Coppull, Chorley, PR7 5HS
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Companies House Data
Company NameSTEWART FERSINA LIMITED
Company Number02031995
Registered Office AddressWoodlands
 31 Preston Road
 PR7 5HS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/06/1986
Accounting Reference Date Day28
Accounting Reference Date Month1
Accounts Next Due Date28/10/2026
Accounts Last Made Up Date28/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date11/07/2017
Returns Last Made Up Date13/06/2016
Directors & Members
Malcolm Stewart - Director
(British, 83 years old, born June 1943)
Margaret Stewart - Director
(British, 81 years old, born February 1945)
Secretaries
Show Resigned
Other Company Directorships
Malcolm Stewart
M.C. & M.A. STEWART (HAULAGE) LIMITED
STEWART FERSINA HOLDINGS LIMITED
Margaret Stewart
LEONARD HACKETT MEMORIAL TRUST(THE)
M.C. & M.A. STEWART (HAULAGE) LIMITED
STEWART FERSINA HOLDINGS LIMITED
THE ALMSHOUSE ASSOCIATION
Balance Sheet Unlock full report
Accounts Date 28-Jan-2025 31-Jan-2022 31-Jan-2021
Balance Sheet
Fixed Assets 38,747 38,747 45,387
Current Assets 342,416 342,416 372,720
Creditors Due Within One Year 107,423 107,423 157,587
Working Cap 234,993 234,993 215,133
Total Assets Less Current Liabilities 273,740 273,740 260,520
Long-term Liabilities 7,832 7,832 7,015
Net Assets 265,908 265,908 253,505
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 265,908 265,908 253,505
Common Size Financial Analysis Unlock full report
Accounts Date 28-Jan-2025 31-Jan-2022 31-Jan-2021
Tangible Fixed Assets - - -
Fixed Assets 10.2% 10.2% 10.9%
Stocks Inventory - - -
Debtors 39.0% 39.0% 46.2%
Cash Bank In Hand 37.2% 37.2% 39.3%
Current Assets 89.8% 89.8% 89.1%
Creditors Due Within One Year 28.2% 28.2% 37.7%
Net Current Assets Liabilities 61.7% 61.7% 51.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.8% 69.8% 60.6%
Capital Employed - - -
Total Assets Less Current Liabilities 71.8% 71.8% 62.3%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Jan-2025 31-Jan-2022 31-Jan-2021
Liquidity Ratio 3.2 3.2 2.4
Solvency Ratio 3.3 3.3 2.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Jan-2025 31-Jan-2022 31-Jan-2021
Assets 381,163 381,163 418,107
Debt 115,255 115,255 164,602
Net Assets/Debt 265,908 265,908 253,505

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PR7 5HS
M.C. & M.A. STEWART (HAULAGE) LIMITED
'WOODLANDS', 31 PRESTON ROAD, COPPULL, CHORLEY, LANCS, PR7 5HS
STEWART FERSINA HOLDINGS LIMITED
WOODLANDS, 31 PRESTON ROAD, COPPULL, CHORLEY, LANCASHIRE, PR7 5HS
AJ FARRINGTON LIMITED
Heskin Hall Farm Wood Lane, Heskin, Preston, PR7 5HS
Document Filings
Previous accounting period shortened from 29 January 2025 to 28 January 2025
Confirmation statement made on 13 June 2025 with no updates
Director's details changed for Malcolm Cooper Stewart on 16 June 2025
Previous accounting period shortened from 30 January 2024 to 29 January 2024
Previous accounting period shortened from 31 January 2024 to 30 January 2024
Confirmation statement made on 13 June 2024 with no updates
Confirmation statement made on 13 June 2023 with no updates
Confirmation statement made on 13 June 2022 with no updates
Director's details changed for Malcolm Cooper Stewart on 15 June 2022
Confirmation statement made on 13 June 2021 with no updates
Confirmation statement made on 13 June 2020 with no updates
Confirmation statement made on 13 June 2019 with no updates
Confirmation statement made on 13 June 2018 with no updates
Notification of Stewart Fersina Holdings Limited as a person with significant control on 6 April 2016
Confirmation statement made on 13 June 2017 with updates
Register(s) moved to registered inspection location Richard House Winckley Square Preston Lancashire PR1 3HP
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