Company Overview
R.F. Spencer And Company Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 06 March 1985, so this is a well established company. R.F. Spencer And Company Limited has been in business for 41 years and 1 month. The accounts status is dormant and the accounts are next due on Wednesday 30 September 2026.
Registered Address

No. 1 Brookhill Way, Banbury, Oxon, OX16 3EL
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Companies House Data
Company NameR.F. SPENCER AND COMPANY LIMITED
Company Number01892694
Registered Office AddressNo. 1 Brookhill Way
 OX16 3EL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/03/1985
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryDORMANT
Returns Next Due Date19/07/2017
Returns Last Made Up Date21/06/2016
Directors & Members
Show Resigned
Victoria Baker - Director
(British, 48 years old, born March 1978)
Appointed 06 April 2023
 Active
Alan Corson - Director
(British, 44 years old, born March 1982)
Appointed 06 April 2023
 Active
Christopher Loring - Director
(British, 47 years old, born March 1979)
Appointed 06 April 2023
 Active
Matthew Peters - Director
(British, 42 years old, born January 1984)
Appointed 05 August 2024
 Active
Lloyds Secretaries Limited - Secretary
Appointed 04 September 2013
 Active
Secretaries
Show Resigned
Lloyds Secretaries Limited - Secretary
Appointed 04 September 2013
 Active
Other Company Directorships
Victoria Baker
ALEX LAWRIE FACTORS LIMITED
ALEX. LAWRIE RECEIVABLES FINANCING LIMITED
CASHFRIDAY LIMITED
EUROLEAD SERVICES HOLDINGS LIMITED
LBCF LIMITED
LLOYDS BANK COMMERCIAL FINANCE LIMITED
LLOYDS BANK COMMERCIAL FINANCE SCOTLAND LIMITED
Alan Corson
ALEX LAWRIE FACTORS LIMITED
ALEX. LAWRIE RECEIVABLES FINANCING LIMITED
CASHFRIDAY LIMITED
EUROLEAD SERVICES HOLDINGS LIMITED
LBCF LIMITED
LLOYDS ASSET LEASING LIMITED
LLOYDS BANK COMMERCIAL FINANCE LIMITED
LLOYDS BANK COMMERCIAL FINANCE SCOTLAND LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (HP) LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (NO. 2) LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (NO. 3) LIMITED
LLOYDS BANK GENERAL LEASING (NO. 5) LIMITED
LLOYDS BANK LEASING (NO. 6) LIMITED
LLOYDS BANK MARITIME LEASING (NO. 10) LIMITED
MARITIME LEASING (NO. 19) LIMITED
SAVBAN LEASING LIMITED
Christopher Loring
ALEX LAWRIE FACTORS LIMITED
ALEX. LAWRIE RECEIVABLES FINANCING LIMITED
CASHFRIDAY LIMITED
EUROLEAD SERVICES HOLDINGS LIMITED
LBCF LIMITED
LLOYDS ASSET LEASING LIMITED
LLOYDS BANK COMMERCIAL FINANCE LIMITED
LLOYDS BANK COMMERCIAL FINANCE SCOTLAND LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (HP) LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (NO. 2) LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (NO. 3) LIMITED
LLOYDS BANK CORPORATE ASSET FINANCE (NO. 4) LIMITED
LLOYDS BANK GENERAL LEASING (NO. 5) LIMITED
LLOYDS BANK LEASING (NO. 6) LIMITED
LLOYDS BANK MARITIME LEASING (NO. 10) LIMITED
LLOYDS UDT LEASING LIMITED
MARITIME LEASING (NO. 19) LIMITED
SAVBAN LEASING LIMITED
Matthew Peters
ALEX LAWRIE FACTORS LIMITED
ALEX. LAWRIE RECEIVABLES FINANCING LIMITED
CASHFRIDAY LIMITED
EUROLEAD SERVICES HOLDINGS LIMITED
LBCF LIMITED
LLOYDS BANK COMMERCIAL FINANCE LIMITED
LLOYDS BANK COMMERCIAL FINANCE SCOTLAND LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 0 0 0
Current Assets 0 0 0
Creditors Due Within One Year 0 0 0
Working Cap 0 0 0
Total Assets Less Current Liabilities 0 0 0
Long-term Liabilities 0 0 0
Net Assets 0 0 0
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 0 0 0
Other Reserves 0 0 0
Shareholders Funds 0 0 0
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Assets 0 0 0
Debt 0 0 0
Net Assets/Debt 0 0 0
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around OX16 3EL
LLOYDS BANK COMMERCIAL FINANCE LIMITED
No 1 Brookhill Way, Banbury, Oxon, OX16 3EL
ALEX. LAWRIE RECEIVABLES FINANCING LIMITED
NO. 1, BROOKHILL WAY, BANBURY, OXON, OX16 3EL
LBCF LIMITED
No. 1 Brookhill Way, Banbury, Oxon, OX16 3EL
CASHFRIDAY LIMITED
1 BROOKHILL WAY, BANBURY, OXON, OX16 3EL
ALEX LAWRIE FACTORS LIMITED
No. 1 Brookhill Way, Banbury, Oxon, OX16 3EL
EUROLEAD SERVICES HOLDINGS LIMITED
No. 1 Brookhill Way, Banbury, Oxfordshire, OX16 3EL
Document Filings
Confirmation statement made on 27 February 2026 with no updates
Confirmation statement made on 27 February 2025 with no updates
Termination of appointment of Timothy Biddle as a director on 5 August 2024
Appointment of Mr Matthew John Peters as a director on 5 August 2024
Confirmation statement made on 27 February 2024 with no updates
Termination of appointment of Victoria Smith as a director on 20 June 2023
Confirmation statement made on 9 May 2023 with no updates
Termination of appointment of Ben Stephenson as a director on 19 April 2023
Termination of appointment of Gwynne Master as a director on 11 April 2023
Appointment of Mr Timothy Biddle as a director on 6 April 2023
Appointment of Mrs Victoria Louise Baker as a director on 6 April 2023
Appointment of Mr Alan John Corson as a director on 6 April 2023
Appointment of Mr Christopher Loring as a director on 6 April 2023
Confirmation statement made on 21 June 2022 with no updates
Confirmation statement made on 21 June 2021 with no updates
Appointment of Ms Gwynne Master as a director on 7 April 2021
Register(s) moved to registered inspection location Cawley House Chester Business Park Chester CH4 9FB
Register inspection address has been changed to Cawley House Chester Business Park Chester CH4 9FB
Registered office address changed from Charterhall House Charterhall Drive Chester Cheshire CH88 3AN to No. 1 Brookhill Way Banbury Oxon OX16 3EL on 4 December 2020
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