Company Overview
Carmac (Building & Civil Engineering) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 18 May 1984, so this is a well established company. Carmac (Building & Civil Engineering) Limited has been in business for 41 years and 10 months. The accounts status is full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Carmac, Burton Road, Finedon, Northamptonshire, NN9 5HX
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Companies House Data
Company NameCARMAC (BUILDING & CIVIL ENGINEERING) LIMITED
Company Number01817439
Registered Office AddressCarmac
 Burton Road
 NN9 5HX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/05/1984
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryFULL
Returns Next Due Date24/02/2017
Returns Last Made Up Date27/01/2016
Directors & Members
Show Resigned
Colm Kilroy - Director
(Irish, 42 years old, born October 1984)
Appointed 18 December 2019
 Active
Thomas McGowan - Director
(British, 39 years old, born October 1987)
Appointed 06 March 2019
 Active
Neil Oram - Director
(British, 49 years old, born March 1977)
Appointed 15 July 2025
 Active
Ian Tomlinson - Director
(English, 44 years old, born April 1982)
Appointed 05 April 2019
 Active
Thomas West - Director
(British, 39 years old, born February 1987)
Appointed 14 November 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Colm Kilroy
CARMAC HOLDINGS LIMITED
TT & C DEVELOPMENTS LIMITED
Thomas McGowan
CARMAC HOLDINGS LIMITED
TT & C DEVELOPMENTS LIMITED
Neil Oram
No companies found
Ian Tomlinson
No companies found
Thomas West
WEST PREMIER PROPERTIES LIMITED
WESTWAY PAVING LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2015 30-Jun-2014
Balance Sheet
Fixed Assets 1,661,421 1,661,421 1,087,656
Current Assets 7,154,225 7,154,225 4,416,952
Creditors Due Within One Year 4,232,393 4,232,393 3,697,623
Working Cap 2,921,832 2,921,832 719,329
Total Assets Less Current Liabilities 4,583,253 4,583,253 1,806,985
Long-term Liabilities 591,525 591,525 429,041
Net Assets 3,991,728 3,991,728 1,377,944
Share Capital & Reserves
Share Cap 50,004 50,004 50,004
Profit & Loss Reserves 3,648,267 3,648,267 1,033,420
Other Reserves 293,457 293,457 294,520
Shareholders Funds 3,991,728 3,991,728 1,377,944
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2015 30-Jun-2014
Tangible Fixed Assets - - -
Fixed Assets 18.8% 18.8% 19.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 23.0% 23.0% 34.2%
Cash Bank In Hand 47.8% 47.8% 31.5%
Current Assets 81.2% 81.2% 80.2%
Creditors Due Within One Year 48.0% 48.0% 67.2%
Net Current Assets Liabilities 33.1% 33.1% 13.1%
Creditors Due After One Year 6.7% 6.7% 7.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 45.3% 45.3% 25.0%
Called Up Share Capital 0.6% 0.6% 0.9%
Share Capital Allotted Called Up Paid 0.6% 0.6% 0.9%
Profit Loss Account Reserve 41.4% 41.4% 18.8%
Shareholder Funds 45.3% 45.3% 25.0%
Capital Employed - - -
Total Assets Less Current Liabilities 52.0% 52.0% 32.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2015 30-Jun-2014
Liquidity Ratio 1.7 1.7 1.2
Solvency Ratio 1.8 1.8 1.3
Reserves to Assets 0.4 0.4 0.2
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2015 30-Jun-2014
Assets 8,815,646 8,815,646 5,504,608
Debt 4,823,918 4,823,918 4,126,664
Net Assets/Debt 3,991,728 3,991,728 1,377,944

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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LMH CARPENTRY AND JOINERY LTD
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FINMOR GROUP LIMITED
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Document Filings
Director's details changed for Mr Thomas Andrew Mcgowan on 11 February 2026
Confirmation statement made on 11 November 2025 with no updates
Termination of appointment of Andrew Morris as a director on 15 July 2025
Appointment of Neil Andrew Oram as a director on 15 July 2025
Confirmation statement made on 11 November 2024 with no updates
Confirmation statement made on 11 November 2023 with no updates
Appointment of Mr Thomas Anthony West as a director on 14 November 2023
Previous accounting period shortened from 28 February 2023 to 30 June 2022
Current accounting period shortened from 30 June 2022 to 28 February 2022
Director's details changed for Mr Thomas Andrew Mcgowan on 14 February 2023
Director's details changed for Mr Colm Francis Kilroy on 14 February 2023
Confirmation statement made on 11 November 2022 with updates
Confirmation statement made on 11 November 2021 with updates
Confirmation statement made on 31 October 2021 with no updates
Resolutions
Resolutions
Resolutions
Notification of Carmac Holdings Limited as a person with significant control on 26 February 2021
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