Company Overview
Habibsons Bank Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 29 April 1983, so this is a well established company. Habibsons Bank Limited has been in business for 41 years and 1 month. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

9 Portman Street, London, W1H 6DZ
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Companies House Data
Company NameHABIBSONS BANK LIMITED
Company Number01719649
Registered Office Address9 Portman Street
 London
 W1H 6DZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/04/1983
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date30/04/2017
Returns Last Made Up Date02/04/2016
Previous Company NameChanged Date
HABIBSONS BANK LIMITED10 Dec 2018
Directors & Members
Show Resigned
Robert Annibale - Director
(British, 66 years old, born June 1958)
Director - Appointed 01 April 2024
 Active
Suzanne Clark - Director
(British, 54 years old, born January 1970)
Independent Director - Appointed 01 November 2022
 Active
Andrea Farace - Director
(Italian, 68 years old, born March 1956)
Independent Director - Appointed 01 November 2022
 Active
Rayomond Kotwal - Director
(Pakistani, 64 years old, born August 1960)
Banker - Appointed 01 November 2017
 Active
Sagheer Mufti - Director
(British, 66 years old, born April 1958)
Banker - Appointed 01 May 2019
 Active
Secretaries
Show Resigned
David Day - Secretary
Appointed 28 January 2021
 Active
Other Company Directorships
Robert Annibale
ACTION AGAINST AIDS LIMITED
DEPTFORD CHALLENGE TRUST LIMITED
HEREFORD MANSIONS LIMITED
INTERNATIONAL RECORDS MANAGEMENT TRUST
TERRENCE HIGGINS ENTERPRISES LIMITED
THE TERRENCE HIGGINS TRUST
Suzanne Clark
No companies found
Andrea Farace
BAHOLD (UK MORTGAGE) LIMITED
CANADA SQUARE OPERATIONS LIMITED
CITIFINANCIAL EUROPE LIMITED
CITIGROUP CAPITAL HOLD CO UK LIMITED
CITIGROUP CAPITAL INVESTMENTS UK LIMITED
CITIGROUP CAPITAL UK LIMITED
CONSUMER FINANCE ACQUISITIONS CO. LIMITED
DUKINFIELD MORTGAGES LIMITED
MATINECOCK TRADING LLP
PALL MALL DIRECTORIES LIMITED
PALL MALL FINANCE LIMITED
Rayomond Kotwal
HABIB ALLIED HOLDING LIMITED
UNITED NATIONAL BANK LIMITED
Sagheer Mufti
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 3,080,000 3,080,000 649,000
Current Assets 624,162,000 624,162,000 264,376,000
Creditors Due Within One Year 590,471,000 590,471,000 243,914,000
Working Cap 33,691,000 33,691,000 20,462,000
Total Assets Less Current Liabilities 36,771,000 36,771,000 21,111,000
Long-term Liabilities 1,943,000 1,943,000 0
Net Assets 34,828,000 34,828,000 21,111,000
Share Capital & Reserves
Share Cap 24,764,000 24,764,000 14,000,000
Profit & Loss Reserves 4,477,000 4,477,000 7,196,000
Other Reserves 5,587,000 5,587,000 -85,000
Shareholders Funds 34,828,000 34,828,000 21,111,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 0.5% 0.5% 0.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 85.6% 85.6% 98.7%
Cash Bank In Hand 13.2% 13.2% 0.2%
Current Assets 99.5% 99.5% 99.8%
Creditors Due Within One Year 94.1% 94.1% 92.0%
Net Current Assets Liabilities 5.4% 5.4% 7.7%
Creditors Due After One Year 0.3% 0.3% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 5.6% 5.6% 8.0%
Called Up Share Capital 3.9% 3.9% 5.3%
Share Capital Allotted Called Up Paid 3.9% 3.9% 5.3%
Profit Loss Account Reserve 0.7% 0.7% 2.7%
Shareholder Funds 5.6% 5.6% 8.0%
Capital Employed - - -
Total Assets Less Current Liabilities 5.9% 5.9% 8.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2014 31-Dec-2013
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2014 31-Dec-2013
Assets 627,242,000 627,242,000 265,025,000
Debt 592,414,000 592,414,000 243,914,000
Net Assets/Debt 34,828,000 34,828,000 21,111,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around W1H 6DZ
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10 Portman Street, London, W1H 6DZ
NOTTINGHAM PLACE PROPERTIES LIMITED
10 PORTMAN STREET, PORTMAN STREET, LONDON, W1H 6DZ
HBL UK NOMINEES LIMITED
9 PORTMAN STREET, LONDON, W1H 6DZ
JCS ENGINEERING AND TRADING LTD
10 Portman Street, London, W1H 6DZ
HABIB ALLIED HOLDING LIMITED
9 PORTMAN STREET, LONDON, W1H 6DZ
ARCHETYPE ASSOCIATES LIMITED
10 PORTMAN STREET, LONDON, W1H 6DZ
Document Filings
Termination of appointment of Faisal Noorali Lalani as a director on 30 April 2024
Appointment of Mr Farhan Talib as a director on 1 May 2024
Appointment of Mr Robert Anthony Annibale as a director on 1 April 2024
Director's details changed for Mr Andrea Farace on 6 March 2024
Director's details changed for Mr Sagheer Mufti on 15 February 2024
Termination of appointment of Juliet Hope Grant Wedderburn as a director on 31 December 2023
Confirmation statement made on 14 December 2023 with no updates
Registration of charge 017196490002, created on 24 November 2023
Termination of appointment of Allan Jerome Hirst as a director on 31 December 2022
Termination of appointment of David John Blatchford as a director on 31 December 2022
Termination of appointment of Sian Anne Herbert as a director on 31 December 2022
Confirmation statement made on 14 December 2022 with updates
Statement of capital following an allotment of shares on 9 December 2022
Appointment of Mr Andrea Farace as a director on 1 November 2022
Appointment of Ms Suzanne Elisabeth Clark as a director on 1 November 2022
Appointment of Mr Khalid Qurashi as a director on 1 November 2022
Confirmation statement made on 2 April 2022 with no updates
Confirmation statement made on 2 April 2021 with no updates
Appointment of Mr David William Edwin Day as a secretary on 28 January 2021
Termination of appointment of Shahnoor Meghani as a secretary on 27 January 2021
Appointment of Ms Juliet Hope Grant Wedderburn as a director on 1 January 2021
Termination of appointment of John Nicholas Cotton as a director on 31 December 2020
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