Company Overview
Speke Training And Education Centre Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 25 February 1983, so this is a well established company. Speke Training And Education Centre Limited has been in business for 43 years and 1 month. The accounts status is total exemption full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Unit House, Speke Boulevard, Speke, Liverpool, L24 9HZ
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Companies House Data
Company NameSPEKE TRAINING AND EDUCATION CENTRE LIMITED
Company Number01702793
Registered Office AddressUnit House
 Speke Boulevard
 L24 9HZ
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/02/1983
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date22/10/2016
Returns Last Made Up Date24/09/2015
Directors & Members
Show Resigned
Edward Cain - Director
(British, 71 years old, born January 1955)
Appointed 22 June 2021
Active
Joseph Cummings - Director
(British, 68 years old, born November 1958)
Appointed 23 April 2025
Active
Stuart Fitzgerald - Director
(British, 63 years old, born August 1963)
Appointed 18 January 2019
Active
Debbie Gayle - Director
(British, 64 years old, born May 1962)
Appointed 18 December 2024
Active
David Hunt - Director
(British, 73 years old, born March 1953)
Appointed 11 December 2000
Active
Carie Lee - Director
(British, 61 years old, born September 1965)
Appointed 05 February 2021
Active
Lynn Lock - Director
(British, 66 years old, born August 1960)
Appointed 22 June 2021
Active
Gareth Morgan - Director
(British, 40 years old, born July 1986)
Appointed 01 December 2020
Active
Philip Saltmarsh - Director
(British, 55 years old, born January 1971)
Appointed 01 December 2020
Active
Secretaries
Show Resigned
David Hunt - Secretary
(British)
Appointed 23 May 2003
Active
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2016 31-Jul-2015
Balance Sheet
Fixed Assets 310,203 310,203 393,483
Current Assets 591,071 591,071 250,780
Creditors Due Within One Year 126,942 126,942 121,446
Working Cap 464,129 464,129 129,334
Total Assets Less Current Liabilities 774,332 774,332 522,817
Long-term Liabilities 0 0 0
Net Assets 774,332 774,332 522,817
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 564,234 564,234 202,181
Other Reserves - - -
Shareholders Funds 774,332 774,332 522,817
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2016 31-Jul-2015
Tangible Fixed Assets 34.4% 34.4% 61.0%
Fixed Assets 34.4% 34.4% 61.1%
Stocks Inventory - - -
Debtors 5.6% 5.6% 27.7%
Cash Bank In Hand 60.0% 60.0% 11.2%
Current Assets 65.6% 65.6% 38.9%
Creditors Due Within One Year 14.1% 14.1% 18.9%
Net Current Assets Liabilities 51.5% 51.5% 20.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 85.9% 85.9% 81.1%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 62.6% 62.6% 31.4%
Shareholder Funds 85.9% 85.9% 81.1%
Capital Employed - - -
Total Assets Less Current Liabilities 85.9% 85.9% 81.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2016 31-Jul-2015
Liquidity Ratio 4.7 4.7 2.1
Solvency Ratio 7.1 7.1 5.3
Reserves to Assets 0.6 0.6 0.3
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2016 31-Jul-2015
Assets 901,274 901,274 644,263
Debt 126,942 126,942 121,446
Net Assets/Debt 774,332 774,332 522,817

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 24 September 2025 with no updates
Appointment of Mr Joseph William Cummings as a director on 23 April 2025
Memorandum and Articles of Association
Resolutions
Appointment of Ms. Debbie Gayle as a director on 18 December 2024
Termination of appointment of Kerry Lindop as a director on 18 December 2024
Confirmation statement made on 24 September 2024 with no updates
Director's details changed for Rev Gareth Morgan on 3 May 2024
Termination of appointment of Wilfred Johnstone as a director on 20 April 2024
Confirmation statement made on 24 September 2023 with no updates
Confirmation statement made on 24 September 2022 with no updates
Confirmation statement made on 24 September 2021 with no updates
Appointment of Ms Lynn Lock as a director on 22 June 2021
Appointment of Miss Kerry Lindop as a director on 22 June 2021
Appointment of Rev Edward Richard Cain as a director on 22 June 2021
Appointment of Reverend Philip Saltmarsh as a director on 1 December 2020
Appointment of Reverend Gareth Morgan as a director on 1 December 2020
Appointment of Miss Carie Lee as a director on 5 February 2021
Termination of appointment of Frances Mabel Hunt as a director on 5 February 2021
Termination of appointment of William Philip Miller as a director on 3 November 2020

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