Company Overview
National Insulation Association Ltd is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 06 December 1982, so this is a well established company. National Insulation Association Ltd has been in business for 43 years and 4 months. The accounts status is small and the accounts are next due on Tuesday 30 June 2026.
Registered Address

1St Floor The Counting House 3 Mary Ann Street, Jewellery Quarter, Birmingham, West Midlands, B3 1BJ
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Companies House Data
Company NameNATIONAL INSULATION ASSOCIATION LTD
Company Number01684483
Registered Office Address1st Floor The Counting House 3 Mary Ann Street
 Jewellery Quarter
 B3 1BJ
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/12/1982
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategorySMALL
Returns Next Due Date17/01/2017
Returns Last Made Up Date20/12/2015
Directors & Members
Show Resigned
Danielle Belton - Director
(British, 41 years old, born April 1985)
Appointed 05 December 2022
 Active
Derek Horrocks - Director
(British, 58 years old, born October 1968)
Appointed 19 June 2013
 Active
Joseph Kelly - Director
(British, 32 years old, born May 1994)
Appointed 05 December 2022
 Active
David Robson - Director
(British, 48 years old, born November 1978)
Appointed 19 June 2013
 Active
Secretaries
Show Resigned
Other Company Directorships
Danielle Belton
LADY MCADDEN BREAST CANCER TRUST
RAVING 4 A REASON C.I.C.
SAVING ENERGY PROPERTY SERVICES LIMITED
Derek Horrocks
E.J. HORROCKS LIMITED
GEORGE HOWE LIMITED
HORROCKS CONSTRUCTION LIMITED
HORROCKS GROUP PLC
INSULATED RENDER AND CLADDING ASSOCIATION LIMITED
IOT HORIZON LTD
PERMAROCK PRODUCTS LIMITED
SUSTAINABLE BUILDING SERVICES (SOUTHERN) LIMITED
SUSTAINABLE BUILDING SERVICES (UK) LIMITED
SUSTAINABLE DEVELOPMENTS (UK) LIMITED
SUSTAINABLE GROUP (UK) LIMITED
SUSTAINABLE HOUSING LIMITED
SUSTAINABLE INVESTMENTS LIMITED
SUSTAINABLE SMART TECHNOLOGIES LTD
THE JUNIOR CHEFS ACADEMY LTD
THE RETROFIT ACADEMY COMMUNITY INTEREST COMPANY
WETHERBY WALL SYSTEMS LIMITED
Joseph Kelly
No companies found
David Robson
ENVIROFORM SOLUTIONS LTD
INSTA (INTERNATIONAL) LIMITED
INSTA GROUP HOLDINGS LIMITED
INSTA ROOFING SERVICES LIMITED
INSTA TRUSTEES LIMITED
INSTACLAD LIMITED
INSTAFIBRE LIMITED
INSTAFLOOR LIMITED
INSTAGEN LIMITED
INSTAHEAT & PLUMBING LIMITED
INSTAPROPERTY LIMITED
THE SOLID WALL INSULATION GUARANTEE AGENCY
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 110,975 110,975 117,686
Creditors Due Within One Year 25,583 25,583 76,187
Working Cap 85,392 85,392 41,499
Total Assets Less Current Liabilities 85,392 85,392 41,499
Long-term Liabilities 0 0 0
Net Assets 85,392 85,392 41,499
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 85,392 85,392 41,499
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 3.0% 3.0% 0.0%
Cash Bank In Hand 97.0% 97.0% 100.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 23.1% 23.1% 64.7%
Net Current Assets Liabilities 76.9% 76.9% 35.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 76.9% 76.9% 35.3%
Capital Employed - - -
Total Assets Less Current Liabilities 76.9% 76.9% 35.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 4.3 4.3 1.5
Solvency Ratio 4.3 4.3 1.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 110,975 110,975 117,686
Debt 25,583 25,583 76,187
Net Assets/Debt 85,392 85,392 41,499

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Timothy Leslie James Deathridge as a director on 18 December 2024
Confirmation statement made on 20 December 2024 with no updates
Termination of appointment of Jeremy Patrick Leighton as a director on 22 April 2024
Termination of appointment of Martin William Clayton as a director on 10 April 2024
Termination of appointment of George Donaldson as a director on 18 March 2024
Confirmation statement made on 20 December 2023 with no updates
Appointment of Mr Jeremy Patrick Leighton as a director on 5 December 2022
Appointment of Mrs Danielle Belton as a director on 5 December 2022
Appointment of Mr Joseph Kelly as a director on 5 December 2022
Confirmation statement made on 20 December 2022 with no updates
Termination of appointment of Nick Ralph as a director on 16 June 2022
Appointment of Mr George Donaldson as a director on 31 May 2022
Confirmation statement made on 20 December 2021 with no updates
Confirmation statement made on 20 December 2020 with no updates
Termination of appointment of Michael James Easdon as a director on 6 April 2020
Confirmation statement made on 20 December 2019 with no updates
Termination of appointment of Ian Langford Mollard as a director on 6 August 2019
Registered office address changed from The Counting House 3 Mary Ann Street St Paul's Square Birmingham B3 1BG England to 1st Floor the Counting House 3 Mary Ann Street Jewellery Quarter Birmingham West Midlands B3 1BJ on 19 December 2019
Registered office address changed from The Incuba 1 Brewers Hill Road Dunstable Bedfordshire LU6 1AA England to The Counting House 3 Mary Ann Street St Paul's Square Birmingham B3 1BG on 19 December 2019
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