Company Overview
Paragon Technology Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 01 June 1982, so this is a well established company. Paragon Technology Finance Limited has been in business for 43 years and 10 months. The accounts status is full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

51 Homer Road, Solihull, West Midlands, B91 3QJ
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Companies House Data
Company NamePARAGON TECHNOLOGY FINANCE LIMITED
Company Number01639510
Registered Office Address51 Homer Road
 B91 3QJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/06/1982
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryFULL
Returns Next Due Date09/06/2017
Returns Last Made Up Date12/05/2016
Previous Company NameChanged Date
PARAGON BANK TECHNOLOGY FINANCE LIMITED06 Oct 2017
FIVE ARROWS MEDIA FINANCE LIMITED27 Jan 2016
PARAGON TECHNOLOGY FINANCE LIMITED25 Nov 2015
FIVE ARROWS MEDIA FINANCE LIMITED05 Nov 2015
FIVE ARROWS LEASING LIMITED07 Jan 2015
Directors & Members
Secretaries
No Secretaries Appointed
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 31-Mar-2015 31-Mar-2014
Balance Sheet
Fixed Assets 382,000 382,000 66,000
Current Assets 45,027,000 45,027,000 43,437,000
Creditors Due Within One Year 35,616,000 35,616,000 33,765,000
Working Cap 9,411,000 9,411,000 9,672,000
Total Assets Less Current Liabilities 9,793,000 9,793,000 9,738,000
Long-term Liabilities 0 0 0
Net Assets 9,793,000 9,793,000 9,738,000
Share Capital & Reserves
Share Cap 873,000 873,000 873,000
Profit & Loss Reserves 8,920,000 8,920,000 8,865,000
Other Reserves 0 0 0
Shareholders Funds 9,793,000 9,793,000 9,738,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 31-Mar-2015 31-Mar-2014
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 0.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.7% 0.7% 0.3%
Current Assets 99.2% 99.2% 99.8%
Creditors Due Within One Year 78.4% 78.4% 77.6%
Net Current Assets Liabilities 20.7% 20.7% 22.2%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 21.6% 21.6% 22.4%
Called Up Share Capital 1.9% 1.9% 2.0%
Share Capital Allotted Called Up Paid 1.9% 1.9% 2.0%
Profit Loss Account Reserve 19.6% 19.6% 20.4%
Shareholder Funds 21.6% 21.6% 22.4%
Capital Employed - - -
Total Assets Less Current Liabilities 21.6% 21.6% 22.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 31-Mar-2015 31-Mar-2014
Liquidity Ratio 1.3 1.3 1.3
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 31-Mar-2015 31-Mar-2014
Assets 45,409,000 45,409,000 43,503,000
Debt 35,616,000 35,616,000 33,765,000
Net Assets/Debt 9,793,000 9,793,000 9,738,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around B91 3QJ
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COLLATERALISED MORTGAGE SECURITES (NO 12) PLC
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PARAGON DEVELOPMENT FINANCE LIMITED
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PARAGON SIXTH FUNDING LIMITED
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FIRST RESOLUTION LIMITED
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LEASE PORTFOLIO MANAGEMENT LIMITED
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PARAGON MORTGAGES (NO.18) PLC
40a Station Road, Upminster, Essex, B91 3QJ
PARAGON MORTGAGES (NO.25) HOLDINGS LIMITED
51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ
Document Filings
Director's details changed for Mr David Newcombe on 21 January 2026
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 10 May 2025 with no updates
Confirmation statement made on 10 May 2024 with no updates
Appointment of Mr Richard James Woodman as a director on 3 November 2023
Confirmation statement made on 10 May 2023 with no updates
Confirmation statement made on 10 May 2022 with no updates
Confirmation statement made on 10 May 2021 with no updates
Appointment of Mr John Edward Phillipou as a director on 8 June 2020
Termination of appointment of Pandora Sharp as a secretary on 1 June 2020
Confirmation statement made on 12 May 2020 with no updates
Appointment of Mr David Newcombe as a director on 9 March 2020
Appointment of Miss Pandora Sharp as a secretary on 31 October 2019
Termination of appointment of Andrew Lacey as a secretary on 31 October 2019
Termination of appointment of Gary Andrew Leitch as a director on 4 October 2019
Termination of appointment of Richard John Doe as a director on 30 September 2019
Confirmation statement made on 12 May 2019 with no updates
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