Company Overview
Family Vision Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 19 May 1981, so this is a well established company. Family Vision Limited has been in business for 44 years and 10 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

93 Commercial Street, Tredegar, Gwent, NP22 3DN
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Companies House Data
Company NameFAMILY VISION LIMITED
Company Number01562332
Registered Office Address93 Commercial Street
 NP22 3DN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/05/1981
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date27/06/2017
Returns Last Made Up Date30/05/2016
Directors & Members
Show Resigned
Hazel Bradbury - Director
(British, 54 years old, born December 1972)
Appointed 13 August 2024
 Active
Robert Hopkins - Director
(British, 48 years old, born March 1978)
Appointed 04 April 2014
 Active
Chas Monk - Director
(British, 38 years old, born June 1988)
Appointed 01 October 2020
 Active
Jeffrey Phillips - Director
(British, 68 years old, born October 1958)
Harry Phillips - Director
(British, 35 years old, born April 1991)
Appointed 20 June 2023
 Active
Alexander Wilkins - Director
(British, 34 years old, born May 1992)
Appointed 02 December 2019
 Active
Secretaries
Show Resigned
Alexander Wilkins - Secretary
Appointed 02 December 2019
 Active
Other Company Directorships
Hazel Bradbury
FAMILY FINANCE LIMITED
VALLEYS FINANCE LIMITED
Robert Hopkins
FAMILY FINANCE LIMITED
Chas Monk
CJL PROPERTY HOLDINGS LIMITED
FAMILY FINANCE LIMITED
HARCOURT PROPERTY LTD
Jeffrey Phillips
ELMS (COLWALL) LIMITED(THE)
FAMILY FINANCE LIMITED
Harry Phillips
FAMILY FINANCE LIMITED
PHILLIPS FAMILY INVESTMENTS LIMITED
SEEDER BRIDGING LOANS LIMITED
Alexander Wilkins
FAMILY FINANCE LIMITED
PHILLIPS FAMILY INVESTMENTS LIMITED
SEEDER BRIDGING LOANS LIMITED
VALLEYS FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 56,129 56,129 34,842
Current Assets 6,553,454 6,553,454 6,605,692
Creditors Due Within One Year 111,232 111,232 172,655
Working Cap 6,442,222 6,442,222 6,433,037
Total Assets Less Current Liabilities 6,498,351 6,498,351 6,467,879
Long-term Liabilities 35,222 35,222 45,905
Net Assets 6,463,129 6,463,129 6,421,974
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,463,129 6,463,129 6,421,974
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 0.5%
Stocks Inventory - - -
Debtors 96.5% 96.5% 96.9%
Cash Bank In Hand 0.6% 0.6% 0.6%
Current Assets 99.2% 99.2% 99.5%
Creditors Due Within One Year 1.7% 1.7% 2.6%
Net Current Assets Liabilities 97.5% 97.5% 96.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 97.8% 97.8% 96.7%
Capital Employed - - -
Total Assets Less Current Liabilities 98.3% 98.3% 97.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 58.9 58.9 38.3
Solvency Ratio 45.1 45.1 30.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 6,609,583 6,609,583 6,640,534
Debt 146,454 146,454 218,560
Net Assets/Debt 6,463,129 6,463,129 6,421,974

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NP22 3DN
FAMILY FINANCE LIMITED
93 COMMERCIAL ST, TREDEGAR, GWENT, NP22 3DN
FAMILY LEASING LIMITED
93 COMMERCIAL STREET, TREDEGAR, GWENT, NP22 3DN
Document Filings
Confirmation statement made on 30 May 2025 with no updates
Termination of appointment of Douglas John Martin as a director on 31 December 2024
Cessation of Jeffrey Ross Phillips as a person with significant control on 31 December 2024
Cessation of David Guy Phillips as a person with significant control on 24 October 2024
Notification of Family Finance Limited as a person with significant control on 31 December 2024
Appointment of Mrs Hazel Margaret Bradbury as a director on 13 August 2024
Termination of appointment of David Guy Phillips as a director on 1 February 2024
Confirmation statement made on 30 May 2024 with no updates
Director's details changed for Mr David Guy Phillips on 22 November 2023
Director's details changed for Mr Jeffrey Ross Phillips on 22 November 2023
Appointment of Mr Harry James Phillips as a director on 20 June 2023
Termination of appointment of Jane Shepherd as a director on 9 June 2023
Director's details changed for Mr Robert Hopkins on 20 June 2023
Director's details changed for Mr Jeffrey Ross Phillips on 20 June 2023
Confirmation statement made on 30 May 2023 with no updates
Director's details changed for Mr Alexander Marc Wilkins on 31 May 2022
Confirmation statement made on 30 May 2022 with updates
Appointment of Ms Jane Shepherd as a director on 1 December 2021
Confirmation statement made on 30 May 2021 with no updates
Termination of appointment of Stephen Black as a director on 31 December 2020
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