Company Overview
Lower Forest Housing Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 12 November 1979, so this is a well established company. Lower Forest Housing Limited has been in business for 46 years and 4 months. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

41 College Ride, Bagshot, Surrey, GU19 5EW
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Companies House Data
Company NameLOWER FOREST HOUSING LIMITED
Company Number01460677
Registered Office Address41 College Ride
 GU19 5EW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/11/1979
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date08/07/2017
Returns Last Made Up Date10/06/2016
Directors & Members
Show Resigned
Carol Devos - Director
(Belgian, 55 years old, born July 1971)
Appointed 11 September 2000
 Active
Jessamy Dibben - Director
(British, 31 years old, born May 1995)
Appointed 25 July 2021
 Active
Alan Lau - Director
(British, 41 years old, born May 1985)
Appointed 14 October 2025
 Active
Sophie Lewis - Director
(British, 45 years old, born October 1981)
Appointed 04 August 2014
 Active
Aimee Nagle - Director
(British, 42 years old, born June 1984)
Appointed 22 July 2013
 Active
Secretaries
Show Resigned
Richard Lake - Secretary
(New Zealander)
Appointed 09 February 2006
 Active
Other Company Directorships
Carol Devos
No companies found
Jessamy Dibben
No companies found
Alan Lau
No companies found
Sophie Lewis
No companies found
Aimee Nagle
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 100 100 100
Current Assets 4,400 4,400 2,641
Creditors Due Within One Year 3,986 3,986 2,227
Working Cap 414 414 414
Total Assets Less Current Liabilities 514 514 514
Long-term Liabilities 414 414 414
Net Assets 100 100 100
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 100
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 2.2% 2.2% 3.6%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 97.8% 97.8% 96.4%
Creditors Due Within One Year 88.6% 88.6% 81.2%
Net Current Assets Liabilities 9.2% 9.2% 15.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.2% 2.2% 3.6%
Capital Employed - - -
Total Assets Less Current Liabilities 11.4% 11.4% 18.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 4,500 4,500 2,741
Debt 4,400 4,400 2,641
Net Assets/Debt 100 100 100

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Alan Sei Heng Lau as a director on 14 October 2025
Confirmation statement made on 11 November 2025 with updates
Director's details changed for Miss Sophie Patricia Hayward on 24 October 2025
Director's details changed for Miss Aimee Louise Gosling on 2 June 2025
Confirmation statement made on 10 June 2025 with updates
Termination of appointment of Edward Charles Warner as a director on 29 April 2025
Confirmation statement made on 10 June 2024 with no updates
Confirmation statement made on 10 June 2023 with no updates
Change of details for Miss Aimee Louise Gosling as a person with significant control on 28 April 2018
Director's details changed for Miss Aimee Louise Gosling on 27 September 2019
Confirmation statement made on 10 June 2022 with no updates
Appointment of Ms Jessamy Dibben as a director on 25 July 2021
Confirmation statement made on 10 June 2021 with no updates
Confirmation statement made on 10 June 2020 with no updates
Confirmation statement made on 10 June 2019 with no updates
Confirmation statement made on 10 June 2018 with no updates
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