Company Overview
F. & L. Accessories Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 14 April 1978, so this is a well established company. F. & L. Accessories Limited has been in business for 47 years and 11 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 April 2025.
Registered Address

Greygarth, Cleeve Hill, Cheltenham, GL52 3QB
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Companies House Data
Company NameF. & L. ACCESSORIES LIMITED
Company Number01363068
Registered Office AddressGreygarth
 Cleeve Hill
 GL52 3QB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/04/1978
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2025
Accounts Last Made Up Date30/09/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/02/2017
Returns Last Made Up Date26/01/2016
Directors & Members
Show Resigned
Fiona Francis - Director
(British, 65 years old, born August 1961)
Appointed 01 June 1993
 Active
Ian Francis - Director
(British, 69 years old, born April 1957)
Secretaries
Show Resigned
Fiona Francis - Secretary
(British)
Appointed 01 June 1993
 Active
Other Company Directorships
Fiona Francis
FLA (HOLDINGS) LIMITED
FLA (PROPERTIES) LIMITED
SML SWINDON LIMITED
Ian Francis
FLA (HOLDINGS) LIMITED
FLA (PROPERTIES) LIMITED
SML SWINDON LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 18,405 18,405 24,498
Current Assets 785,703 785,703 835,046
Creditors Due Within One Year 32,040 32,040 73,965
Working Cap 753,663 753,663 761,081
Total Assets Less Current Liabilities 772,068 772,068 785,579
Long-term Liabilities 742,068 742,068 755,579
Net Assets 30,000 30,000 30,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 30,000 30,000 30,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 2.3% 2.3% 2.9%
Stocks Inventory - - -
Debtors 97.4% 97.4% 84.1%
Cash Bank In Hand 0.3% 0.3% 13.0%
Current Assets 97.7% 97.7% 97.1%
Creditors Due Within One Year 4.0% 4.0% 8.6%
Net Current Assets Liabilities 93.7% 93.7% 88.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 3.7% 3.7% 3.5%
Capital Employed - - -
Total Assets Less Current Liabilities 96.0% 96.0% 91.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Liquidity Ratio 24.5 24.5 11.3
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2023 30-Sep-2022 30-Sep-2021
Assets 804,108 804,108 859,544
Debt 774,108 774,108 829,544
Net Assets/Debt 30,000 30,000 30,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around GL52 3QB
No other companies found in the same location
Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
First Gazette notice for compulsory strike-off
Previous accounting period shortened from 30 September 2024 to 31 July 2024
Confirmation statement made on 26 January 2024 with no updates
Notification of Fla (Holdings) Limited as a person with significant control on 26 January 2017
Cessation of Ian Gordon Francis as a person with significant control on 26 January 2017
Confirmation statement made on 26 January 2023 with no updates
Confirmation statement made on 26 January 2022 with no updates
Registered office address changed from 4 Chosen View Road Cheltenham Gloucestershire GL51 9LT to Greygarth Cleeve Hill Cheltenham GL52 3QB on 12 April 2022
Confirmation statement made on 26 January 2021 with no updates
Confirmation statement made on 26 January 2020 with no updates
Termination of appointment of Christopher Robin Watts as a director on 27 September 2019
Confirmation statement made on 26 January 2019 with no updates
Confirmation statement made on 26 January 2018 with no updates
Satisfaction of charge 1 in full
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