Company Overview
H.B. Panelcraft Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 08 February 1978, so this is a well established company. H.B. Panelcraft Limited has been in business for 48 years and 1 month. The accounts status is group and the accounts are next due on Wednesday 30 September 2026.
Registered Address

87 - 89 Wellfield Road, Preston, Lancashire, PR1 8SP
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameH.B. PANELCRAFT LIMITED
Company Number01352138
Registered Office Address87 - 89 Wellfield Road
 PR1 8SP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/02/1978
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryGROUP
Returns Next Due Date29/05/2017
Returns Last Made Up Date01/05/2016
Directors & Members
Show Resigned
Gary Harwood - Director
(British, 55 years old, born January 1971)
Appointed 06 April 2004
 Active
Paul Harwood - Director
(British, 61 years old, born July 1965)
Appointed 06 April 2004
 Active
Secretaries
Show Resigned
Other Company Directorships
Gary Harwood
NOUAE LIMITED
Paul Harwood
FOSTERS COMMERCIALS LIMITED
NOUAE LIMITED
WELLFIELD BUSINESS PARK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 1,159,785 1,159,785 1,172,962
Current Assets 7,148,261 7,148,261 5,707,801
Creditors Due Within One Year 897,837 897,837 853,934
Working Cap 6,250,424 6,250,424 4,853,867
Total Assets Less Current Liabilities 7,410,209 7,410,209 6,026,829
Long-term Liabilities 7,254,579 7,254,579 5,871,199
Net Assets 155,630 155,630 155,630
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 155,630 155,630 155,630
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 14.0% 14.0% 17.0%
Stocks Inventory - - -
Debtors 14.9% 14.9% 18.1%
Cash Bank In Hand 71.2% 71.2% 64.9%
Current Assets 86.0% 86.0% 83.0%
Creditors Due Within One Year 10.8% 10.8% 12.4%
Net Current Assets Liabilities 75.2% 75.2% 70.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 1.9% 1.9% 2.3%
Capital Employed - - -
Total Assets Less Current Liabilities 89.2% 89.2% 87.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 8.0 8.0 6.7
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 8,308,046 8,308,046 6,880,763
Debt 8,152,416 8,152,416 6,725,133
Net Assets/Debt 155,630 155,630 155,630

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PR1 8SP
No other companies found in the same location
Document Filings
Notification of Hbp (Holdings) Limited as a person with significant control on 6 March 2026
Cessation of Athol Street Holdings Limited as a person with significant control on 6 March 2026
Sub-division of shares on 23 December 2025
Notification of Athol Street Holdings Limited as a person with significant control on 12 January 2026
Cessation of Paul Andrew Harwood as a person with significant control on 12 January 2026
Cessation of Gary Martin Harwood as a person with significant control on 12 January 2026
Particulars of variation of rights attached to shares
Memorandum and Articles of Association
Resolutions
Director's details changed for Gary Martin Harwood on 10 July 2025
Change of details for Mr Paul Andrew Harwood as a person with significant control on 10 July 2025
Change of details for Mr Gary Martin Harwood as a person with significant control on 10 July 2025
Confirmation statement made on 1 May 2025 with updates
Confirmation statement made on 1 May 2024 with updates
Confirmation statement made on 1 May 2023 with updates
Current accounting period extended from 30 December 2022 to 31 December 2022
Registered office address changed from C/O Mayes Accountants 22-28 Willow Street Accrington Lancashire BB5 1LP United Kingdom to 87 - 89 Wellfield Road Preston Lancashire PR1 8SP on 15 September 2022
Registered office address changed from Richard House Winckley Square Preston Lancashire PR1 3HP to C/O Mayes Accountants 22-28 Willow Street Accrington Lancashire BB5 1LP on 22 July 2022
Confirmation statement made on 1 May 2022 with no updates
Satisfaction of charge 013521380001 in full
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free