Company Overview
Derek Raphael & Company Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 21 December 1973, so this is a well established company. Derek Raphael & Company Limited has been in business for 52 years and 3 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

8-10 Castle Street Castle Street, Cirencester, GL7 1QA
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Companies House Data
Company NameDEREK RAPHAEL & COMPANY LIMITED
Company Number01153094
Registered Office Address8-10 Castle Street Castle Street
 GL7 1QA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/12/1973
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date13/06/2017
Returns Last Made Up Date16/05/2016
Directors & Members
Show Resigned
Andrew Raphael - Director
(British, 57 years old, born April 1969)
Appointed 13 June 2001
 Active
Peter Raphael - Director
(British, 55 years old, born October 1971)
Appointed 01 October 2019
 Active
Secretaries
Show Resigned
Anthony Abbott - Secretary
Appointed 08 December 2015
 Active
Other Company Directorships
Andrew Raphael
1997 EUROPEAN PROPERTY INVESTMENTS LIMITED
BOCATA SUB LIMITED
DEREK RAPHAEL & COMPANY TRUSTEES LIMITED
DEREK RAPHAEL (HOLDINGS) LIMITED
DRC ENERGY LIMITED
DRC METALLURGICAL LIMITED
DRC PROPERTIES LIMITED
GREEN PARK CLIMATE CHANGE LLP
GREEN PARK EMISSIONS REDUCTIONS LLP
JACROW FLAT MANAGEMENT LIMITED
LIBRA ENVIRONMENTAL LLP
RAPHAEL UNDERWRITING LLP
RAPHBROS LIMITED
Peter Raphael
1997 EUROPEAN PROPERTY INVESTMENTS LIMITED
ATTILA (BR) (NO. 2) LIMITED
ATTILA (BR) LIMITED
CARBON CLEAR LIMITED
DEREK RAPHAEL (HOLDINGS) LIMITED
DRC ENERGY LIMITED
DRC PROPERTIES LIMITED
ECHO BUILDING RTM COMPANY LIMITED
LISTER COURT (A) RTM COMPANY LIMITED
LISTER COURT (B) RTM COMPANY LIMITED
MOLY TRADING LIMITED
PITMORE (1) COINVEST LIMITED
RAPHAEL CAPITAL ADVISORS LIMITED
RAPHAEL UNDERWRITING LLP
RAPHBROS LIMITED
THE CHATHAM QUAYS (MANAGEMENT) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 0 0 0
Current Assets 100,218,609 100,218,609 144,744,782
Creditors Due Within One Year 78,936,233 78,936,233 118,808,511
Working Cap 21,282,376 21,282,376 25,936,271
Total Assets Less Current Liabilities 21,282,376 21,282,376 25,936,271
Long-term Liabilities 0 0 0
Net Assets 21,282,376 21,282,376 25,936,271
Share Capital & Reserves
Share Cap 1,958,218 1,958,218 1,958,218
Profit & Loss Reserves 19,307,388 19,307,388 23,961,283
Other Reserves 16,770 16,770 16,770
Shareholders Funds 21,282,376 21,282,376 25,936,271
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 71.0% 71.0% 63.3%
Debtors 26.7% 26.7% 33.5%
Cash Bank In Hand 1.7% 1.7% 2.5%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 78.8% 78.8% 82.1%
Net Current Assets Liabilities 21.2% 21.2% 17.9%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 21.2% 21.2% 17.9%
Called Up Share Capital 2.0% 2.0% 1.4%
Share Capital Allotted Called Up Paid 2.0% 2.0% 1.4%
Profit Loss Account Reserve 19.3% 19.3% 16.6%
Shareholder Funds 21.2% 21.2% 17.9%
Capital Employed - - -
Total Assets Less Current Liabilities 21.2% 21.2% 17.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Liquidity Ratio 1.3 1.3 1.2
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 35
Mortgages Outstanding 7
Mortgages Part Satisfied 0
Mortgages Satisfied 28
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Assets 100,218,609 100,218,609 144,744,782
Debt 78,936,233 78,936,233 118,808,511
Net Assets/Debt 21,282,376 21,282,376 25,936,271

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 10 March 2026 with no updates
Confirmation statement made on 10 March 2025 with no updates
Confirmation statement made on 10 March 2024 with no updates
Confirmation statement made on 10 March 2023 with no updates
Confirmation statement made on 16 May 2022 with no updates
Confirmation statement made on 16 May 2021 with no updates
Confirmation statement made on 16 May 2020 with no updates
Termination of appointment of Derek Neale Raphael as a director on 25 March 2020
Director's details changed for Mr. Derek Neale Raphael on 13 November 2019
Secretary's details changed for Mr Anthony Abbott on 13 November 2019
Director's details changed for Mr Andrew David Raphael on 13 November 2019
Appointment of Mr Peter Raphael as a director on 1 October 2019
Registered office address changed from 118 Baker Street London W1U 6TT to 8-10 Castle Street Castle Street Cirencester GL7 1QA on 1 October 2019
Confirmation statement made on 16 May 2019 with no updates
Confirmation statement made on 16 May 2018 with no updates
Confirmation statement made on 16 May 2017 with updates
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