Company Overview
J.R. Smart (Builders) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 30 November 1973, so this is a well established company. J.R. Smart (Builders) Limited has been in business for 52 years and 4 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Desg, 11-13 Penhill Road, Cardiff, CF11 9PQ
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Companies House Data
Company NameJ.R. SMART (BUILDERS) LIMITED
Company Number01148586
Registered Office AddressDesg
 11-13 Penhill Road
 CF11 9PQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/11/1973
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date07/07/2017
Returns Last Made Up Date09/06/2016
Directors & Members
Show Resigned
Gareth Smart - Director
(British, 47 years old, born March 1979)
Appointed 07 November 2001
 Active
Secretaries
Show Resigned
Other Company Directorships
Gareth Smart
CAPITAL BUSINESS PARK CARDIFF LIMITED
G.E. SMART (HOLDINGS) LIMITED
OCEAN BUILDINGS MANAGEMENT COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 160,817 160,817 147,594
Current Assets 28,061,258 28,061,258 24,317,294
Creditors Due Within One Year 2,330,388 2,330,388 4,457,380
Working Cap 25,730,870 25,730,870 19,859,914
Total Assets Less Current Liabilities 25,891,687 25,891,687 20,007,508
Long-term Liabilities 11,500,000 11,500,000 6,000,000
Net Assets 14,391,687 14,391,687 14,007,508
Share Capital & Reserves
Share Cap 1,500 1,500 1,500
Profit & Loss Reserves 14,390,187 14,390,187 14,006,008
Other Reserves 0 0 0
Shareholders Funds 14,391,687 14,391,687 14,007,508
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 0.6% 0.6% 0.6%
Stocks Inventory 93.3% 93.3% 94.6%
Debtors 6.1% 6.1% 4.8%
Cash Bank In Hand 0.0% 0.0% 0.0%
Current Assets 99.4% 99.4% 99.4%
Creditors Due Within One Year 8.3% 8.3% 18.2%
Net Current Assets Liabilities 91.2% 91.2% 81.2%
Creditors Due After One Year 40.7% 40.7% 24.5%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 51.0% 51.0% 57.3%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 51.0% 51.0% 57.2%
Shareholder Funds 51.0% 51.0% 57.3%
Capital Employed - - -
Total Assets Less Current Liabilities 91.7% 91.7% 81.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 12.0 12.0 5.5
Solvency Ratio 2.0 2.0 2.3
Reserves to Assets 0.5 0.5 0.6
Secured Creditors Unlock full report
Mortgages Charges 47
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 44
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Assets 28,222,075 28,222,075 24,464,888
Debt 13,830,388 13,830,388 10,457,380
Net Assets/Debt 14,391,687 14,391,687 14,007,508

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CF11 9PQ
TENPENHILL LIMITED
25 Hardwicke Court, Cardiff, CF11 9PQ
Document Filings
Registered office address changed from No 1 John Street Callaghan Square Cardiff CF10 5PE Wales to Desg 11-13 Penhill Road Cardiff CF11 9PQ on 12 February 2026
Confirmation statement made on 9 June 2025 with no updates
Registration of charge 011485860047, created on 28 February 2025
Satisfaction of charge 011485860043 in full
Satisfaction of charge 011485860044 in full
Registration of charge 011485860045, created on 3 December 2024
Registration of charge 011485860046, created on 3 December 2024
Termination of appointment of Elizabeth Cole as a secretary on 25 June 2024
Confirmation statement made on 9 June 2024 with no updates
Confirmation statement made on 9 June 2023 with no updates
Registered office address changed from 7/8 Park Place Cardiff South Glamorgan CF10 3DP to No 1 John Street Callaghan Square Cardiff CF10 5PE on 5 April 2023
Termination of appointment of Gilbert Campbell Lloyd as a director on 28 February 2023
Registration of charge 011485860044, created on 28 February 2023
Director's details changed for Mr Gilbert Campbell Lloyd on 29 June 2022
Director's details changed for Mr Gareth Edwin Smart on 1 June 2022
Confirmation statement made on 9 June 2022 with no updates
Confirmation statement made on 9 June 2021 with updates
Registration of charge 011485860043, created on 7 April 2021
Appointment of Mr Gilbert Campbell Lloyd as a director on 1 April 2021
Appointment of Elizabeth Cole as a secretary on 26 February 2021
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