Company Overview
R&Q Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 20 February 1973, so this is a well established company. R&Q Insurance Services Limited has been in business for 51 years and 3 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

71 Fenchurch Street, London, EC3M 4BS
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameR&Q INSURANCE SERVICES LIMITED
Company Number01097308
Registered Office Address71 Fenchurch Street
 EC3M 4BS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/02/1973
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date13/08/2016
Returns Last Made Up Date16/07/2015
Previous Company NameChanged Date
CAVELL MANAGEMENT SERVICES LIMITED04 Mar 2010
Directors & Members
Show Resigned
Paul Bradbrook - Director
(British, 48 years old, born February 1976)
Accountant - Appointed 22 April 2024
 Active
Christopher Riseborough - Director
(British, 45 years old, born May 1979)
Global Legacy Svp - Appointed 20 December 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Paul Bradbrook
ANGEL RISK MANAGEMENT LIMITED
CATLIN (ANGEL) STRATEGIC HOLDINGS LIMITED
CATLIN (BB) LIMITED
CATLIN (NORTH AMERICAN) HOLDINGS LTD
CATLIN (ONE) LIMITED
CATLIN (PUL) LIMITED
CATLIN (WELLINGTON) INSURANCE LIMITED
CATLIN (WELLINGTON) UNDERWRITING AGENCIES LIMITED
CATLIN BETA LIMITED
CATLIN ECOSSE INSURANCE LIMITED
CATLIN FINANCE (UK) LTD.
CATLIN GAMMA LIMITED
CATLIN HOLDINGS (UK) LIMITED
CATLIN HOLDINGS LIMITED
CATLIN INSURANCE COMPANY (UK) HOLDINGS LTD.
CATLIN INSURANCE COMPANY (UK) LTD.
CATLIN INVESTMENT (UK) LIMITED
CATLIN REINSURANCE LIMITED
CATLIN RISK SOLUTIONS LIMITED
CATLIN SYNDICATE 6112 LIMITED
CATLIN SYNDICATE 6121 LIMITED
CATLIN SYNDICATE LIMITED
CATLIN UNDERWRITING
CATLIN UNDERWRITING (UK) LIMITED
CATLIN UNDERWRITING AGENCIES LIMITED
CATLIN UNDERWRITING SERVICES LIMITED
CATLININSURED DIRECT LIMITED
DORNOCH LIMITED
WELLINGTON PENSION TRUSTEE LIMITED
XL CATLIN SERVICES SE
XL INSURANCE (UK) HOLDINGS LIMITED
XL INSURANCE COMPANY SE
XL LONDON MARKET GROUP LIMITED
XL LONDON MARKET LTD
XL SERVICES UK LIMITED
Christopher Riseborough
INCEPTUM INSURANCE COMPANY LIMITED
MEXFIELD LIMITED
R&Q GAMMA COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 1,340,000 1,340,000 1,370,000
Current Assets 22,770,000 22,770,000 23,639,000
Creditors Due Within One Year 14,946,000 14,946,000 20,149,000
Working Cap 7,824,000 7,824,000 3,490,000
Total Assets Less Current Liabilities 9,164,000 9,164,000 4,860,000
Long-term Liabilities 2,384,000 2,384,000 3,373,000
Net Assets 6,780,000 6,780,000 1,487,000
Share Capital & Reserves
Share Cap 400,000 400,000 400,000
Profit & Loss Reserves 6,208,000 6,208,000 915,000
Other Reserves 172,000 172,000 172,000
Shareholders Funds 6,780,000 6,780,000 1,487,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 5.6% 5.6% 5.5%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 45.8% 45.8% 43.9%
Cash Bank In Hand 48.6% 48.6% 50.6%
Current Assets 94.4% 94.4% 94.5%
Creditors Due Within One Year 62.0% 62.0% 80.6%
Net Current Assets Liabilities 32.5% 32.5% 14.0%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 28.1% 28.1% 5.9%
Called Up Share Capital 1.7% 1.7% 1.6%
Share Capital Allotted Called Up Paid 1.7% 1.7% 1.6%
Profit Loss Account Reserve 25.7% 25.7% 3.7%
Shareholder Funds 28.1% 28.1% 5.9%
Capital Employed - - -
Total Assets Less Current Liabilities 38.0% 38.0% 19.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2013 31-Dec-2012
Liquidity Ratio 1.5 1.5 1.2
Solvency Ratio 1.4 1.4 1.1
Reserves to Assets 0.3 0.3 0.0
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2013 31-Dec-2012
Assets 24,110,000 24,110,000 25,009,000
Debt 17,330,000 17,330,000 23,522,000
Net Assets/Debt 6,780,000 6,780,000 1,487,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3M 4BS
R&Q ALPHA COMPANY LIMITED
71 Fenchurch Street, London, EC3M 4BS
LLOYD'S REGISTER OF SHIPPING TRUST CORPORATION LIMITED
71 Fenchurch Street, London, EC3M 4BS
RTIB HOLDINGS LIMITED
71 Fenchurch Street, London, EC3M 4BS
INTEGRO INSURANCE BROKERS HOLDINGS LIMITED
71 FENCHURCH STREET, LONDON, EC3M 4BS
ARTHUR DOODSON (BROKERS) LIMITED
71 FENCHURCH STREET, LONDON, EC3M 4BS
BARKWOOD LIMITED
71 Fenchurch Street, London, EC3M 4BS
R&Q CENTRAL SERVICES LIMITED
71 FENCHURCH STREET, LONDON, EC3M 4BS
CHAIN IQ UK LIMITED
12th Floor, 71 Fenchurch Street, London, EC3M 4BS
REQUIEM LIMITED
8 Lloyd's Avenue, London, EC3M 4BS
R&Q SECRETARIES LIMITED
71 Fenchurch Street, London, EC3M 4BS
Document Filings
Appointment of Mr Paul Richard Bradbrook as a director on 22 April 2024
Termination of appointment of Matthew Alan Metcalf as a director on 22 April 2024
Second filing for the appointment of Christopher Riseborough as a director
Appointment of Mr Christopher, Riseborough as a director on 20 December 2023
Termination of appointment of Alan Kevin Quilter as a director on 20 December 2023
Confirmation statement made on 30 July 2023 with no updates
Termination of appointment of Gregg Daniel Jarvis as a director on 16 September 2022
Appointment of Matthew Alan Metcalf as a director on 16 September 2022
Confirmation statement made on 30 July 2022 with no updates
Appointment of Mr Alan Kevin Quilter as a director on 30 December 2021
Termination of appointment of Sangeeta Johnson as a director on 1 December 2021
Confirmation statement made on 30 July 2021 with no updates
Appointment of Ms Sangeeta Johnson as a director on 26 April 2021
Confirmation statement made on 30 July 2020 with no updates
Termination of appointment of Steven John Petch as a director on 31 May 2020
Appointment of Mr Gregg Daniel Jarvis as a director on 21 May 2020
Termination of appointment of Michael Logan Glover as a director on 31 December 2019
Confirmation statement made on 30 July 2019 with updates
Cessation of Kenneth Edward Randall as a person with significant control on 10 July 2019
Director's details changed for Mr Michael Logan Glover on 7 March 2019
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2024 Check Free