Company Overview
Pgim Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 20 September 1971, so this is a well established company. Pgim Financial Limited has been in business for 52 years and 8 months. The accounts status is group and the accounts are next due on Monday 30 September 2024.
Registered Address

Grand Buildings, 1-3 Strand, Trafalgar Square, London, WC2N 5HR
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Companies House Data
Company NamePGIM FINANCIAL LIMITED
Company Number01024618
Registered Office AddressGrand Buildings, 1-3 Strand
 Trafalgar Square
 WC2N 5HR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/09/1971
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryGROUP
Returns Next Due Date16/03/2017
Returns Last Made Up Date16/02/2016
Previous Company NameChanged Date
PRAMERICA FINANCIAL LIMITED04 Jan 2016
PIC HOLDINGS LIMITED24 Jun 2009
Directors & Members
Show Resigned
Eric Adler - Director
(American,French, 56 years old, born August 1968)
Managing Director - Appointed 01 December 2022
Active
Paul East - Director
(British, 46 years old, born October 1978)
Managing Director - Appointed 11 October 2019
Active
Mark Fresson - Director
(British, 59 years old, born June 1965)
European Finance Director - Appointed 29 December 2017
Active
Linda Gibson - Director
(American, 59 years old, born July 1965)
Managing Director - Appointed 01 December 2022
Active
Edward Jolly - Director
(British, 44 years old, born January 1980)
Managing Director - Appointed 01 December 2022
Active
Daniel Malooly - Director
(American, 52 years old, born November 1972)
Managing Director - Appointed 01 May 2020
Active
Jurgen Muhlhauser - Director
(American, 59 years old, born April 1965)
Finance Director - Appointed 11 October 2019
Active
Secretaries
Show Resigned
Laura King - Secretary
Appointed 11 October 2019
Active
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 2,813,038 2,813,038 3,546,460
Current Assets 59,454,980 59,454,980 52,563,157
Creditors Due Within One Year 25,492,009 25,492,009 17,168,335
Working Cap 33,962,971 33,962,971 35,394,822
Total Assets Less Current Liabilities 36,776,009 36,776,009 38,941,282
Long-term Liabilities 12,820,336 12,820,336 16,070,822
Net Assets 23,955,673 23,955,673 22,870,460
Share Capital & Reserves
Share Cap 10,560,256 10,560,256 10,560,256
Profit & Loss Reserves 13,241,307 13,241,307 12,156,094
Other Reserves 154,110 154,110 154,110
Shareholders Funds 23,955,673 23,955,673 22,870,460
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 4.5% 4.5% 6.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 54.2% 54.2% 58.8%
Cash Bank In Hand 41.3% 41.3% 34.9%
Current Assets 95.5% 95.5% 93.7%
Creditors Due Within One Year 40.9% 40.9% 30.6%
Net Current Assets Liabilities 54.5% 54.5% 63.1%
Creditors Due After One Year 19.3% 19.3% 26.7%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 38.5% 38.5% 40.8%
Called Up Share Capital 17.0% 17.0% 18.8%
Share Capital Allotted Called Up Paid 17.0% 17.0% 18.8%
Profit Loss Account Reserve 21.3% 21.3% 21.7%
Shareholder Funds 38.5% 38.5% 40.8%
Capital Employed - - -
Total Assets Less Current Liabilities 59.1% 59.1% 69.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2012 31-Dec-2011
Liquidity Ratio 2.3 2.3 3.1
Solvency Ratio 1.6 1.6 1.7
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2012 31-Dec-2011
Assets 62,268,018 62,268,018 56,109,617
Debt 38,312,345 38,312,345 33,239,157
Net Assets/Debt 23,955,673 23,955,673 22,870,460

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 16 February 2024 with no updates
Termination of appointment of Philip Mathew Barrett as a director on 31 December 2023
Appointment of Mr Matthew Byron Shafer as a director on 14 March 2023
Termination of appointment of Sopun Leng as a director on 14 March 2023
Confirmation statement made on 16 February 2023 with no updates
Appointment of John Este Zoltan Vibert as a director on 1 December 2022
Appointment of Darren Edward Nicholls as a director on 1 December 2022
Appointment of Mr Edward Anthony Michael Jolly as a director on 1 December 2022
Appointment of Linda Tilton Gibson as a director on 1 December 2022
Appointment of Eric Bernard Adler as a director on 1 December 2022
Termination of appointment of Kimberly Dipaola Lapointe as a director on 1 March 2022
Confirmation statement made on 16 February 2022 with no updates
Termination of appointment of Adam Michael Rosenthal as a director on 19 May 2021
Appointment of Sopun Leng as a director on 19 May 2021
Confirmation statement made on 16 February 2021 with no updates
Appointment of Daniel James Malooly as a director on 1 May 2020
Termination of appointment of Steven Saperstein as a director on 1 May 2020
Confirmation statement made on 16 February 2020 with no updates
Appointment of Kimberly Dipaola Lapointe as a director on 11 October 2019
Appointment of Mr Jurgen Muhlhauser as a director on 11 October 2019
Appointment of Ms Laura Downes King as a secretary on 11 October 2019

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