Company Overview
Higgins Homes Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Monday 29 March 1965, so this is a well established company. Higgins Homes Plc has been in business for 61 years. The accounts status is group and the accounts are next due on Saturday 31 January 2026.
Registered Address

One Langston Road, Loughton, Essex, IG10 3SD
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameHIGGINS HOMES PLC
Company Number00843093
Registered Office AddressOne Langston Road
 Loughton
 IG10 3SD
Company CategoryPublic Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/03/1965
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date31/07/2025
Accounts Account CategoryGROUP
Returns Next Due Date19/02/2017
Returns Last Made Up Date22/01/2016
Directors & Members
Show Resigned
Mark Francis - Director
(British, 46 years old, born March 1980)
Appointed 01 August 2016
Active
William Higgins - Director
(British, 40 years old, born December 1986)
Appointed 01 September 2016
Active
Declan Higgins - Director
(British, 34 years old, born April 1992)
Appointed 01 August 2020
Active
Dominic Higgins - Director
(British, 31 years old, born February 1995)
Appointed 31 May 2023
Active
Secretaries
Show Resigned
Mark Francis - Secretary
Appointed 10 September 2013
Active
Balance Sheet Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2016 31-Jul-2015
Balance Sheet
Fixed Assets 7,534,000 7,534,000 12,468,000
Current Assets 59,783,000 59,783,000 53,394,000
Creditors Due Within One Year 39,629,000 39,629,000 44,907,000
Working Cap 20,154,000 20,154,000 8,487,000
Total Assets Less Current Liabilities 27,688,000 27,688,000 20,955,000
Long-term Liabilities 10,835,000 10,835,000 3,179,000
Net Assets 16,853,000 16,853,000 17,776,000
Share Capital & Reserves
Share Cap 750,000 750,000 750,000
Profit & Loss Reserves 16,093,000 16,093,000 17,016,000
Other Reserves 10,000 10,000 10,000
Shareholders Funds 16,853,000 16,853,000 17,776,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2016 31-Jul-2015
Tangible Fixed Assets - - -
Fixed Assets 11.2% 11.2% 18.9%
Stocks Inventory 83.0% 83.0% 77.9%
Debtors 0.4% 0.4% 0.7%
Cash Bank In Hand 3.9% 3.9% 1.1%
Current Assets 88.8% 88.8% 81.1%
Creditors Due Within One Year 58.9% 58.9% 68.2%
Net Current Assets Liabilities 29.9% 29.9% 12.9%
Creditors Due After One Year 16.1% 16.1% 4.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 25.0% 25.0% 27.0%
Called Up Share Capital 1.1% 1.1% 1.1%
Share Capital Allotted Called Up Paid 1.1% 1.1% 1.1%
Profit Loss Account Reserve 23.9% 23.9% 25.8%
Shareholder Funds 25.0% 25.0% 27.0%
Capital Employed - - -
Total Assets Less Current Liabilities 41.1% 41.1% 31.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2016 31-Jul-2015
Liquidity Ratio 1.5 1.5 1.2
Solvency Ratio 1.3 1.3 1.4
Reserves to Assets 0.2 0.2 0.3
Secured Creditors Unlock full report
Mortgages Charges 272
Mortgages Outstanding 25
Mortgages Part Satisfied 0
Mortgages Satisfied 247
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2016 31-Jul-2015
Assets 67,317,000 67,317,000 65,862,000
Debt 50,464,000 50,464,000 48,086,000
Net Assets/Debt 16,853,000 16,853,000 17,776,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IG10 3SD
CRYSTALCARE CLEANING SERVICES LTD
KINGDOM HOUSE WOODLANDS PARK, ASHTON ROAD, NEWTON-LE-WILLOWS, IG10 3SD
MYATT'S FIELD MANAGEMENT COMPANY LIMITED
ONE, LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
OVAL QUARTER DEVELOPMENTS LIMITED
ONE, LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
D.J. HIGGINS BUILDING WORKS LIMITED
ONE LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
HIGGINS GROUP SERVICES LIMITED
ONE LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
HIGGINS HOMES (CHOBHAM FARM) LIMITED
ONE LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
CRYSTAL WASHROOMS LIMITED
Ceva House, Excelsior Road, Ashby-De-La-Zouch, IG10 3SD
MYATT'S FIELD DEVELOPMENT LLP
1 LANGSTON ROAD, LOUGHTON, IG10 3SD
HIGGINS PARTNERSHIPS 1961 PLC
ONE LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
D.J. HIGGINS INVESTMENTS LIMITED
ONE LANGSTON ROAD, LOUGHTON, ESSEX, IG10 3SD
Document Filings
Confirmation statement made on 4 February 2026 with no updates
Director's details changed for Mr Declan Graham Higgins on 10 November 2025
Registration of charge 008430930273, created on 28 March 2025
Confirmation statement made on 4 February 2025 with no updates
Termination of appointment of Martin James Higgins as a director on 31 July 2024
Termination of appointment of Richard Graham Higgins as a director on 31 July 2024
Confirmation statement made on 4 February 2024 with no updates
Appointment of Mr Dominic Fraser Higgins as a director on 31 May 2023
Termination of appointment of Stephen James Boreham as a director on 31 May 2023
Registration of charge 008430930271, created on 7 February 2023
Registration of charge 008430930272, created on 7 February 2023
Confirmation statement made on 4 February 2023 with no updates
Confirmation statement made on 17 January 2023 with no updates
Termination of appointment of Jeremy Paul Marcus as a director on 31 August 2022
Registration of charge 008430930270, created on 2 September 2022
Satisfaction of charge 008430930269 in full
Registration of charge 008430930269, created on 22 July 2022
Registration of charge 008430930267, created on 21 February 2022
Registration of charge 008430930268, created on 21 February 2022
Registration of charge 008430930266, created on 21 February 2022

In using this service you agree to the Terms and Conditions

© 2026 Check Free