Company Overview
Frasers Group Financial Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 March 1962, so this is a well established company. Frasers Group Financial Services Limited has been in business for 64 years. The accounts status is full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Express House Petre Road, Clayton Business Park, Accrington, Lancashire, BB5 5JB
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameFRASERS GROUP FINANCIAL SERVICES LIMITED
Company Number00718151
Registered Office AddressExpress House Petre Road
 Clayton Business Park
 BB5 5JB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/03/1962
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date27/04/2025
Accounts Account CategoryFULL
Returns Next Due Date16/08/2016
Returns Last Made Up Date19/07/2015
Previous Company NameChanged Date
STUDIO RETAIL LIMITED31 May 2023
EXPRESS GIFTS LIMITED04 Jan 2019
Directors & Members
Show Resigned
Paul Kendrick - Director
(British, 59 years old, born July 1967)
Appointed 20 November 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Paul Kendrick
2CARE4 LIMITED
FGFS HOLDCO LIMITED
FGFS NO1 LIMITED
STUDIO RETAIL GROUP PLC
STUDIO RETAIL PROPERTIES LIMITED
STUDIO RETAIL TRADING LIMITED
Balance Sheet Unlock full report
Accounts Date 27-Apr-2025 27-Mar-2015 27-Mar-2014
Balance Sheet
Fixed Assets 22,598,000 22,598,000 19,225,000
Current Assets 286,613,000 286,613,000 290,835,000
Creditors Due Within One Year 104,451,000 104,451,000 133,873,000
Working Cap 182,162,000 182,162,000 156,962,000
Total Assets Less Current Liabilities 204,760,000 204,760,000 176,187,000
Long-term Liabilities 123,177,000 123,177,000 112,117,000
Net Assets 81,583,000 81,583,000 64,070,000
Share Capital & Reserves
Share Cap 8,885,000 8,885,000 8,885,000
Profit & Loss Reserves 46,448,000 46,448,000 28,935,000
Other Reserves 26,250,000 26,250,000 26,250,000
Shareholders Funds 81,583,000 81,583,000 64,070,000
Common Size Financial Analysis Unlock full report
Accounts Date 27-Apr-2025 27-Mar-2015 27-Mar-2014
Tangible Fixed Assets - - -
Fixed Assets 7.3% 7.3% 6.2%
Stocks Inventory 13.8% 13.8% 11.3%
Debtors 63.3% 63.3% 59.2%
Cash Bank In Hand 12.1% 12.1% 14.6%
Current Assets 92.7% 92.7% 93.8%
Creditors Due Within One Year 33.8% 33.8% 43.2%
Net Current Assets Liabilities 58.9% 58.9% 50.6%
Creditors Due After One Year 39.8% 39.8% 36.2%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 26.4% 26.4% 20.7%
Called Up Share Capital 2.9% 2.9% 2.9%
Share Capital Allotted Called Up Paid 2.9% 2.9% 2.9%
Profit Loss Account Reserve 15.0% 15.0% 9.3%
Shareholder Funds 26.4% 26.4% 20.7%
Capital Employed - - -
Total Assets Less Current Liabilities 66.2% 66.2% 56.8%
Financial Ratio Analysis Unlock full report
Accounts Date 27-Apr-2025 27-Mar-2015 27-Mar-2014
Liquidity Ratio 2.7 2.7 2.2
Solvency Ratio 1.4 1.4 1.3
Reserves to Assets 0.2 0.2 0.1
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 27-Apr-2025 27-Mar-2015 27-Mar-2014
Assets 309,211,000 309,211,000 310,060,000
Debt 227,628,000 227,628,000 245,990,000
Net Assets/Debt 81,583,000 81,583,000 64,070,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BB5 5JB
TONROSE LIMITED
DUKE MILL, MARTIN STREET, BURNLEY, LANCASHIRE, BB5 5JB
BATTERY STORAGE UK LIMITED
Unit 7 Petre Court, Clayton Business Park, Clayton Le Moors, Accrington, BB5 5JB
THE CARDBOARD BOX COMPANY LIMITED
2 FRANKS ROAD, BARDON HILL, COALVILLE, LEICESTERSHIRE, BB5 5JB
THE HOUSE OF LINEN LTD
DUKE MILL, MARTIN STREET, BURNLEY, LANCASHIRE, BB5 5JB
EGYPTIAN LINEN COMPANY LIMITED
DUKE MILL, MARTIN STREET, BURNLEY, LANCASHIRE, BB5 5JB
INSPIRE DEVELOPMENT AGENCY LTD
SUITE 14 FRECKLETON BUSINESS CENTRE, FRECKLETON STREET, BLACKBURN, BB5 5JB
CLIMBERS AGAINST CANCER TRADING LIMITED
UNIT 34 LAKE DISTRICT BUSINESS PARK, MINT BRIDGE ROAD, KENDAL, BB5 5JB
MAXIMUM PROTECTION SERVICES LIMITED
UNIT 5 PETRE ROAD, CLAYTON BUSINESS PARK CLAYTON, LE MOORS ACCRINGTON, LANCASHIRE, BB5 5JB
DAVID GAFFING LIMITED
New Hall Barn, Blackburn Road, Ribchester, Lancashire, BB5 5JB
TRINITY HAIR PRODUCTS LTD
UNIT 6 PETRE ROAD, CLAYTON BUSINESS PARK, CLAYTON LE MOORS, ACCRINGTON, BB5 5JB
Document Filings
Cessation of Frasers Group Plc as a person with significant control on 10 October 2025
Notification of Fgfs Holdco Limited as a person with significant control on 10 October 2025
Confirmation statement made on 19 July 2025 with no updates
Registered office address changed from Church Bridge House Henry Street Accrington BB5 4EE United Kingdom to Express House Petre Road Clayton Business Park Accrington Lancashire BB5 5JB on 22 October 2024
Confirmation statement made on 19 July 2024 with updates
Amended full accounts made up to 30 April 2023
Termination of appointment of Gregor Frank Ball as a director on 5 December 2023
Appointment of Mr Paul Robert Kendrick as a director on 20 November 2023
Memorandum and Articles of Association
Resolutions
Statement of capital on 20 October 2023
Statement by Directors
Solvency Statement dated 19/10/23
Resolutions
Statement of capital following an allotment of shares on 19 October 2023
Satisfaction of charge 007181510007 in full
Statement of capital on 16 October 2023
Statement by Directors
Solvency Statement dated 13/10/23
Resolutions
Confirmation statement made on 19 July 2023 with no updates
Termination of appointment of Stephen Mucklow as a director on 12 June 2023
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free