Company Overview
West Midland Merchants Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 02 September 1960, so this is a well established company. West Midland Merchants Limited has been in business for 65 years and 7 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Churchfield House, 36 Vicar Street, Dudley, West Midlands, DY2 8RG
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Companies House Data
Company NameWEST MIDLAND MERCHANTS LIMITED
Company Number00669227
Registered Office AddressChurchfield House
 36 Vicar Street
 DY2 8RG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/09/1960
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date28/08/2016
Returns Last Made Up Date31/07/2015
Directors & Members
Show Resigned
Alan Higgs - Director
(British, 75 years old, born March 1951)
Andrew Higgs - Director
(British, 47 years old, born August 1979)
Appointed 17 November 2006
 Active
Pamela Higgs - Director
(British, 75 years old, born August 1951)
Appointed 06 July 2011
 Active
Philip Higgs - Director
(British, 43 years old, born January 1983)
Appointed 06 July 2011
 Active
Robert Wylie - Director
(British, 43 years old, born September 1983)
Appointed 05 August 2014
 Active
Secretaries
Show Resigned
Robert Wylie - Secretary
Appointed 06 July 2011
 Active
Other Company Directorships
Alan Higgs
CREEDPOINT (PORTUGAL) LIMITED
CREEDPOINT LIMITED
GREEN + BENZ LTD
HEATHFIELD EDUCATIONAL TRUST
HELBOYS TWO LIMITED
KHEPER LIMITED
LOW LEAM INVESTMENT COMPANY LIMITED
NORTHWEST GOLDSMITHS LTD
PF24 LIMITED
T H BAKER GLOBAL INCORPORATED LTD
T H BAKER HOLDINGS LIMITED
T. H. BAKER & CO. LIMITED
T. H. BAKER GOLDSMITHS LIMITED
T. H. BAKER GROUP LIMITED
T. H. BAKER LIMITED
T.H. BAKER (MANAGEMENT SERVICES) LIMITED
T.H.BAKER & CO.(ESTABLISHED 1888)LIMITED
THE COMPANY OF MASTER JEWELLERS LIMITED
Andrew Higgs
CREEDPOINT (PORTUGAL) LIMITED
HELBOYS TWO LIMITED
T. H. BAKER & CO. LIMITED
T. H. BAKER GOLDSMITHS LIMITED
T. H. BAKER GROUP LIMITED
T. H. BAKER LIMITED
T.H. BAKER (MANAGEMENT SERVICES) LIMITED
T.H.BAKER & CO.(ESTABLISHED 1888)LIMITED
Pamela Higgs
CREEDPOINT (PORTUGAL) LIMITED
CREEDPOINT LIMITED
LOW LEAM INVESTMENT COMPANY LIMITED
T H BAKER HOLDINGS LIMITED
T. H. BAKER & CO. LIMITED
T. H. BAKER GOLDSMITHS LIMITED
T. H. BAKER GROUP LIMITED
T. H. BAKER LIMITED
T.H. BAKER (MANAGEMENT SERVICES) LIMITED
T.H.BAKER & CO.(ESTABLISHED 1888)LIMITED
Philip Higgs
CREEDPOINT (PORTUGAL) LIMITED
HELBOYS TWO LIMITED
T H BAKER HOLDINGS LIMITED
T. H. BAKER & CO. LIMITED
T. H. BAKER GOLDSMITHS LIMITED
T. H. BAKER GROUP LIMITED
T. H. BAKER LIMITED
T.H. BAKER (MANAGEMENT SERVICES) LIMITED
T.H.BAKER & CO.(ESTABLISHED 1888)LIMITED
Robert Wylie
T. H. BAKER & CO. LIMITED
T. H. BAKER GOLDSMITHS LIMITED
T. H. BAKER GROUP LIMITED
T. H. BAKER LIMITED
T.H.BAKER & CO.(ESTABLISHED 1888)LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 0 0 934
Current Assets 11,489,177 11,489,177 11,077,500
Creditors Due Within One Year 9,998,687 9,998,687 9,821,689
Working Cap 1,490,490 1,490,490 1,255,811
Total Assets Less Current Liabilities 1,490,490 1,490,490 1,256,745
Long-term Liabilities 0 0 0
Net Assets 1,490,490 1,490,490 1,256,745
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,490,490 1,490,490 1,256,745
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 88.8% 88.8% 64.3%
Cash Bank In Hand 3.0% 3.0% 11.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 87.0% 87.0% 88.7%
Net Current Assets Liabilities 13.0% 13.0% 11.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 13.0% 13.0% 11.3%
Capital Employed - - -
Total Assets Less Current Liabilities 13.0% 13.0% 11.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 11,489,177 11,489,177 11,078,434
Debt 9,998,687 9,998,687 9,821,689
Net Assets/Debt 1,490,490 1,490,490 1,256,745

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Cessation of T H Baker Group Limited as a person with significant control on 20 January 2026
Change of details for T H Baker Global Incorporated Limited as a person with significant control on 20 January 2026
Confirmation statement made on 31 July 2025 with no updates
Confirmation statement made on 31 July 2024 with no updates
Registered office address changed from 5-6 Long Lane Rowley Regis B65 0JA England to Churchfield House 36 Vicar Street Dudley West Midlands DY2 8RG on 22 March 2024
Confirmation statement made on 31 July 2023 with no updates
Confirmation statement made on 31 July 2022 with no updates
Confirmation statement made on 31 July 2021 with no updates
Confirmation statement made on 31 July 2020 with no updates
Confirmation statement made on 31 July 2019 with no updates
Notification of T H Baker Global Incorporated Limited as a person with significant control on 20 December 2018
Current accounting period extended from 31 October 2018 to 31 March 2019
Confirmation statement made on 31 July 2018 with no updates
Registered office address changed from 95 High Street Brierley Hill West Midlands DY5 3AU to 5-6 Long Lane Rowley Regis B65 0JA on 17 January 2018
Confirmation statement made on 31 July 2017 with no updates
Confirmation statement made on 31 July 2016 with updates
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