Company Overview
White Rose Finance Company Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 December 1955, so this is a well established company. White Rose Finance Company Limited has been in business for 70 years and 3 months. The accounts status is micro entity and the accounts are next due on Tuesday 30 June 2026.
Registered Address

137 Scalby Road, Scarborough, North Yorkshire, YO12 6TB
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Companies House Data
Company NameWHITE ROSE FINANCE COMPANY LIMITED
Company Number00558783
Registered Office Address137 Scalby Road
 Scarborough
 YO12 6TB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/12/1955
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/07/2017
Returns Last Made Up Date14/06/2016
Directors & Members
Show Resigned
Peter Guthrie - Director
(British, 55 years old, born January 1971)
Appointed 29 July 2003
Active
John Guthrie - Director
(British, 90 years old, born October 1936)

Richard Guthrie - Director
(British, 54 years old, born August 1972)
Appointed 29 July 2003
Active
Martin Robson - Director
(British, 51 years old, born January 1975)
Appointed 31 January 2005
Active
Secretaries
Show Resigned
Deborah Beeforth - Secretary
Appointed 20 July 2020
Active
Other Company Directorships
Peter Guthrie
56 GEORGE STREET LIMITED
ASSAM RAILWAYS AND TRADING COMPANY LIMITED(THE)
BALTIC UK LIMITED
BEECHWOOD (STRATHTAY) LIMITED
BROADLAND PROPERTIES CONSULTANCY LIMITED
BROADLAND PROPERTIES ESTATES LIMITED
BROADLAND PROPERTIES LIMITED
BROADLAND RENEWABLE CONSTRUCTION LIMITED
BROADLAND RENEWABLE ENERGY LIMITED
CHURCH MEADOWS (HB) LIMITED
CORLANDS MINERALS LIMITED
COUNTY PROPERTIES (NORTHERN) LIMITED
COUNTY PROPERTIES GROUP LIMITED
COUNTY PROPERTIES LIMITED
COUNTY RESIDENTIAL LIMITED
GP SPACE LIMITED
HEVER CASTLE CULINARY LIMITED
HEVER CASTLE GOLF CLUB LIMITED
HEVER CASTLE LIMITED
LOW PARK FARM (EBBERSTON) LIMITED
NEVIS PROPERTY COMPANY LIMITED
NEW CAVENDISH ESTATES LIMITED
OAK BREWERY COMPANY LIMITED(THE)
PAVILION SQUARE (SCARBOROUGH) LIMITED
PLUSPURE PUBLIC LIMITED COMPANY
SAINT DAVID PROPERTIES LIMITED
TAILWIND (SCARBOROUGH) LIMITED
TAILWIND FILM PRODUCTIONS LIMITED
THE LEARMONTH PROPERTY INVESTMENT COMPANY, LIMITED
THE SCARBOROUGH ROCKET SHIP COMPANY LIMITED
VINCENT PROPERTIES LIMITED
WEAPONNESS TENNIS C.I.C.
YORK & DISTRICT INVESTMENT COMPANY LIMITED
John Guthrie
22 PARK CRESCENT LIMITED
ASSAM RAILWAYS AND TRADING COMPANY LIMITED(THE)
BALTIC UK LIMITED
BROADLAND ENERGY (KIACHNISH) LIMITED
BROADLAND PROPERTIES CONSULTANCY LIMITED
BROADLAND PROPERTIES ESTATES LIMITED
BROADLAND PROPERTIES LIMITED
BROADLAND RENEWABLE CONSTRUCTION LIMITED
BROADLAND RENEWABLE ENERGY LIMITED
BRONZERAPID LIMITED
CORLANDS MINERALS LIMITED
COUNTY PROPERTIES (NORTHERN) LIMITED
COUNTY PROPERTIES GROUP LIMITED
COUNTY PROPERTIES LIMITED
COUNTY RESIDENTIAL LIMITED
ENTON HALL ESTATE MANAGEMENT COMPANY LIMITED
HEVER CASTLE GOLF CLUB LIMITED
HEVER CASTLE LIMITED
MARSHALL ESTATES LIMITED
NEVIS PROPERTY COMPANY LIMITED
NEW CAVENDISH ESTATES LIMITED
OAK BREWERY COMPANY LIMITED(THE)
PAVILION SQUARE (SCARBOROUGH) LIMITED
PLUSPURE PUBLIC LIMITED COMPANY
ROTHLEY TEMPLE ESTATES LIMITED
ROTHLEY TEMPLE PROPERTIES LIMITED
SAINT DAVID PROPERTIES LIMITED
SCARBOROUGH RUGBY UNION FOOTBALL CLUB LIMITED
SEDBERGH SCHOOL
SEVENTYHOLDS LIMITED
SRUFC SILVER ROYD LIMITED
THE LEARMONTH PROPERTY INVESTMENT COMPANY, LIMITED
VINCENT PROPERTIES LIMITED
YORK & DISTRICT INVESTMENT COMPANY LIMITED
Richard Guthrie
56 GEORGE STREET LIMITED
ASSAM RAILWAYS AND TRADING COMPANY LIMITED(THE)
BEECHWOOD (STRATHTAY) LIMITED
BRAMCOTE ATHLETIC LTD
BROADLAND ENERGY (DONICH) LIMITED
BROADLAND ENERGY (KIACHNISH) LIMITED
BROADLAND ENERGY (LAUDALE) LIMITED
BROADLAND ENERGY (MOY) LIMITED
BROADLAND PROPERTIES CONSULTANCY LIMITED
BROADLAND PROPERTIES ESTATES LIMITED
BROADLAND PROPERTIES TRADING LIMITED
BROADLAND RENEWABLE CONSTRUCTION LIMITED
BROADLAND RENEWABLE ENERGY LIMITED
BRONZERAPID LIMITED
CHURCH MEADOWS (HB) LIMITED
COLLEGE HOLDINGS 2012 LTD
CORLANDS MINERALS LIMITED
FINISTERE HOUSE LIMITED
HEVER CASTLE CULINARY LIMITED
HEVER CASTLE GOLF CLUB LIMITED
HEVER CASTLE LIMITED
LOW PARK FARM (EBBERSTON) LIMITED
OPERATION GRANITE STONE LIMITED
PLUSPURE PUBLIC LIMITED COMPANY
SAINT DAVID PROPERTIES LIMITED
SCARBOROUGH COLLEGE LIMITED
SCARBOROUGH RUGBY UNION FOOTBALL CLUB LIMITED
SRUFC SILVER ROYD LIMITED
TAILWIND (SCARBOROUGH) LIMITED
TAILWIND FILM PRODUCTIONS LIMITED
THE LEARMONTH PROPERTY INVESTMENT COMPANY, LIMITED
THE SCARBOROUGH ROCKET SHIP COMPANY LIMITED
THE SILVER ROCKET SHIP COMPANY LIMITED
YORK & DISTRICT INVESTMENT COMPANY LIMITED
Martin Robson
BALTIC UK LIMITED
BLACK ISLE HOMES LIMITED
BROADLAND ENERGY (DONICH) LIMITED
BROADLAND ENERGY (KIACHNISH) LIMITED
BROADLAND ENERGY (LAUDALE) LIMITED
BROADLAND ENERGY (MOY) LIMITED
BROADLAND PROPERTIES CONSULTANCY LIMITED
BROADLAND PROPERTIES ESTATES LIMITED
BROADLAND PROPERTIES LIMITED
BROADLAND RENEWABLE CONSTRUCTION LIMITED
BROADLAND RENEWABLE ENERGY LIMITED
COUNTY PROPERTIES (NORTHERN) LIMITED
COUNTY PROPERTIES GROUP LIMITED
COUNTY PROPERTIES LIMITED
COUNTY RESIDENTIAL LIMITED
GGL HOLDINGS LIMITED
HEVER CASTLE CULINARY LIMITED
HEVER CASTLE GOLF CLUB LIMITED
HEVER CASTLE LIMITED
KEPWICK LIMITED
MARSHALL ESTATES LIMITED
NEVIS PROPERTY COMPANY LIMITED
NEW CAVENDISH ESTATES LIMITED
OAK BREWERY COMPANY LIMITED(THE)
PAVILION SQUARE (SCARBOROUGH) LIMITED
PLUSPURE PUBLIC LIMITED COMPANY
QUEENSWAY ETIX DATACENTRES LIMITED
QUEENSWAY PARK DATA CENTRES LIMITED
SAINT DAVID PROPERTIES LIMITED
THE LEARMONTH PROPERTY INVESTMENT COMPANY, LIMITED
VINCENT PROPERTIES LIMITED
WEAPONNESS TENNIS C.I.C.
WILLIBY MARCH LIMITED
YORK & DISTRICT INVESTMENT COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2013 30-Sep-2012
Balance Sheet
Fixed Assets 6,232,584 6,232,584 6,232,584
Current Assets 607,939 607,939 654,824
Creditors Due Within One Year 302,971 302,971 343,742
Working Cap 304,968 304,968 311,082
Total Assets Less Current Liabilities 6,537,552 6,537,552 6,543,666
Long-term Liabilities 265,000 265,000 455,000
Net Assets 6,272,552 6,272,552 6,088,666
Share Capital & Reserves
Share Cap 600 600 600
Profit & Loss Reserves 6,271,952 6,271,952 6,088,066
Other Reserves 0 0 0
Shareholders Funds 6,272,552 6,272,552 6,088,666
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2013 30-Sep-2012
Tangible Fixed Assets - - -
Fixed Assets 91.1% 91.1% 90.5%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 2.2% 2.2% 0.0%
Cash Bank In Hand 4.7% 4.7% 2.3%
Current Assets 8.9% 8.9% 9.5%
Creditors Due Within One Year 4.4% 4.4% 5.0%
Net Current Assets Liabilities 4.5% 4.5% 4.5%
Creditors Due After One Year 3.9% 3.9% 6.6%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 91.7% 91.7% 88.4%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 91.7% 91.7% 88.4%
Shareholder Funds 91.7% 91.7% 88.4%
Capital Employed - - -
Total Assets Less Current Liabilities 95.6% 95.6% 95.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2013 30-Sep-2012
Liquidity Ratio 2.0 2.0 1.9
Solvency Ratio 12.0 12.0 8.6
Reserves to Assets 0.9 0.9 0.9
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2013 30-Sep-2012
Assets 6,840,523 6,840,523 6,887,408
Debt 567,971 567,971 798,742
Net Assets/Debt 6,272,552 6,272,552 6,088,666

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around YO12 6TB
COUNTY PROPERTIES GROUP LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
OAK BREWERY COMPANY LIMITED(THE)
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
ROTHLEY TEMPLE ESTATES LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
NEW CAVENDISH ESTATES LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
ASSAM RAILWAYS AND TRADING COMPANY LIMITED(THE)
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
HEVER CASTLE GOLF CLUB LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
COUNTY PROPERTIES LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
PAVILION SQUARE (SCARBOROUGH) LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
COUNTY PROPERTIES (NORTHERN) LIMITED
137 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 6TB
TAILWIND FILM PRODUCTIONS LIMITED
137 SCALBY ROAD, SCARBOROUGH, YO12 6TB
Document Filings
Notification of John Robert Neil Macleod as a person with significant control on 18 June 2025
Notification of Stephen Andrew Watson as a person with significant control on 18 June 2025
Notification of John Guthrie as a person with significant control on 18 June 2025
Confirmation statement made on 14 June 2025 with no updates
Confirmation statement made on 14 June 2024 with no updates
Confirmation statement made on 14 June 2023 with no updates
Confirmation statement made on 14 June 2022 with no updates
Confirmation statement made on 14 June 2021 with no updates
Appointment of Mrs Deborah Beeforth as a secretary on 20 July 2020
Termination of appointment of Barry Peter Swiers as a secretary on 20 July 2020
Confirmation statement made on 14 June 2020 with no updates
Confirmation statement made on 14 June 2019 with no updates
Confirmation statement made on 14 June 2018 with no updates
Confirmation statement made on 14 June 2017 with updates
Annual return made up to 14 June 2016 with full list of shareholders

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