Company Overview
Harold Wilson (Insurances) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Saturday 08 May 1943, so this is a well established company. Harold Wilson (Insurances) Limited has been in business for 82 years and 10 months. The accounts status is group and the accounts are next due on Wednesday 31 December 2025.
Registered Address

1/3 Waverley Street, Nottingham, NG7 4HG
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Companies House Data
Company NameHAROLD WILSON (INSURANCES) LIMITED
Company Number00380493
Registered Office Address1/3 Waverley Street
 Nottingham
 NG7 4HG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/05/1943
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryGROUP
Returns Next Due Date18/12/2016
Returns Last Made Up Date20/11/2015
Directors & Members
Show Resigned
Annabel Jackson Prow - Director
(British, 46 years old, born June 1980)
Appointed 04 September 2009
 Active
Charlotte Perkins - Director
(British, 48 years old, born July 1978)
Appointed 02 December 2003
 Active
Olga Prow - Director
(British, 83 years old, born July 1943)
John Prow - Director
(British, 90 years old, born June 1936)
Secretaries
Show Resigned
Other Company Directorships
Annabel Jackson Prow
FAMILY BUSINESS FUTURES LIMITED
HAROLD WILSON FINANCIAL SERVICES LIMITED
WILSON INSURANCE BROKING GROUP LIMITED
Charlotte Perkins
HAROLD WILSON FINANCIAL SERVICES LIMITED
LIMPET INSTALLATIONS LTD
WILSON INSURANCE BROKING GROUP LIMITED
Olga Prow
CHARLES F.BOOTH & SON LIMITED
HAROLD WILSON (LIFE AND PENSIONS) LIMITED
HAROLD WILSON (RISK MANAGEMENT) LIMITED
HAROLD WILSON FINANCIAL SERVICES LIMITED
O'DELL, WALTON & PARTNERS LIMITED
WILSON INSURANCE BROKING GROUP LIMITED
John Prow
CHARLES F.BOOTH & SON LIMITED
FAMILY BUSINESS FUTURES LIMITED
HAROLD WILSON (LIFE AND PENSIONS) LIMITED
HAROLD WILSON (RISK MANAGEMENT) LIMITED
HAROLD WILSON FINANCIAL SERVICES LIMITED
NAMECO (NO. 1222) LIMITED
O'DELL, WALTON & PARTNERS LIMITED
WILSON INSURANCE BROKING GROUP LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 107,610 107,610 96,965
Current Assets 3,708,728 3,708,728 3,363,972
Creditors Due Within One Year 2,834,898 2,834,898 2,537,103
Working Cap 873,830 873,830 826,869
Total Assets Less Current Liabilities 981,440 981,440 923,834
Long-term Liabilities 19,970 19,970 13,319
Net Assets 961,470 961,470 910,515
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 961,470 961,470 910,515
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 2.8% 2.8% 2.8%
Stocks Inventory - - -
Debtors 65.4% 65.4% 63.1%
Cash Bank In Hand 31.8% 31.8% 34.1%
Current Assets 97.2% 97.2% 97.2%
Creditors Due Within One Year 74.3% 74.3% 73.3%
Net Current Assets Liabilities 22.9% 22.9% 23.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 25.2% 25.2% 26.3%
Capital Employed - - -
Total Assets Less Current Liabilities 25.7% 25.7% 26.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.3 1.3 1.3
Solvency Ratio 1.3 1.3 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 3,816,338 3,816,338 3,460,937
Debt 2,854,868 2,854,868 2,550,422
Net Assets/Debt 961,470 961,470 910,515

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NG7 4HG
CHARLES F.BOOTH & SON LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
HAROLD WILSON FINANCIAL SERVICES LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
HAROLD WILSON (RISK MANAGEMENT) LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
HAROLD WILSON (LIFE AND PENSIONS) LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
WILSON INSURANCE BROKING GROUP LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
O'DELL, WALTON & PARTNERS LIMITED
1-3 WAVERLEY STREET, NOTTINGHAM, NG7 4HG
Document Filings
Confirmation statement made on 20 November 2025 with no updates
Confirmation statement made on 20 November 2024 with updates
Confirmation statement made on 20 November 2023 with updates
Director's details changed for Miss Annabel Katherine Jackson Prow on 1 December 2022
Director's details changed for Miss Charlotte Jane Perkins on 2 December 2022
Director's details changed for Miss Annabel Katherine Prow on 1 July 2018
Director's details changed for Miss Charlotte Jane Perkins on 1 July 2021
Confirmation statement made on 20 November 2022 with updates
Confirmation statement made on 20 November 2021 with updates
Confirmation statement made on 20 November 2020 with updates
Termination of appointment of Ian Alan James Baguley as a director on 7 January 2020
Confirmation statement made on 20 November 2019 with updates
Termination of appointment of Mark Minton as a director on 29 March 2019
Confirmation statement made on 20 November 2018 with updates
Confirmation statement made on 20 November 2017 with updates
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