Company Overview
Land Finance & Mortgage Corporation Limited(The) is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 29 June 1933, so this is a well established company. Land Finance & Mortgage Corporation Limited(The) has been in business for 92 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

84 Market Place, Romford, Essex, RM1 3JE
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Companies House Data
Company NameLAND FINANCE & MORTGAGE CORPORATION LIMITED(THE)
Company Number00277342
Registered Office Address84 Market Place
 Romford
 RM1 3JE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/06/1933
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/10/2016
Returns Last Made Up Date30/09/2015
Directors & Members
Show Resigned
Ruth Chaplin - Director
(British, 60 years old, born November 1966)
Appointed 01 July 2011
 Active
Nicholas Chaplin - Director
(British, 61 years old, born February 1965)
Appointed 27 October 1995
 Active
Secretaries
Show Resigned
Nicholas Chaplin - Secretary
(British)
Appointed 16 October 2000
 Active
Other Company Directorships
Ruth Chaplin
ALBERSLINKS LIMITED
HILBERY CHAPLIN LIMITED
HILBERY CHAPLIN SURVEYORS LIMITED
MAYLANDS GREEN ESTATE CO.LIMITED
MAYLANDS GREEN LIMITED
ROMFORD CONSTRUCTION COMPANY LIMITED
ROMFORD FINANCE & DEVELOPMENT COMPANY LIMITED
THORNDON PARK GOLF CLUB,LIMITED
TOGO HOMES LIMITED
Nicholas Chaplin
ALBERSLINKS LIMITED
HILBERY CHAPLIN LIMITED
HILBERY CHAPLIN RESIDENTIAL LIMITED
HILBERY CHAPLIN SURVEYORS LIMITED
MAYLANDS GREEN ESTATE CO.LIMITED
MAYLANDS GREEN LIMITED
ROMFORD CONSTRUCTION (WOODBRIDGE) LIMITED
ROMFORD CONSTRUCTION COMPANY LIMITED
ROMFORD FINANCE & DEVELOPMENT COMPANY LIMITED
TOGO HOMES LIMITED
WOOD LANDS (HUTTON MOUNT) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 7,177,927 7,177,927 6,704,905
Current Assets 3,413,809 3,413,809 3,426,664
Creditors Due Within One Year 765,986 765,986 1,925,564
Working Cap 2,647,823 2,647,823 1,501,100
Total Assets Less Current Liabilities 9,825,750 9,825,750 8,206,005
Long-term Liabilities 1,393,640 1,393,640 168,640
Net Assets 8,432,110 8,432,110 8,037,365
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 8,432,110 8,432,110 8,037,365
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 67.8% 67.8% 66.2%
Stocks Inventory - - -
Debtors 32.2% 32.2% 32.8%
Cash Bank In Hand 0.0% 0.0% 1.0%
Current Assets 32.2% 32.2% 33.8%
Creditors Due Within One Year 7.2% 7.2% 19.0%
Net Current Assets Liabilities 25.0% 25.0% 14.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 79.6% 79.6% 79.3%
Capital Employed - - -
Total Assets Less Current Liabilities 92.8% 92.8% 81.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 4.5 4.5 1.8
Solvency Ratio 4.9 4.9 4.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 12
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 11
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 10,591,736 10,591,736 10,131,569
Debt 2,159,626 2,159,626 2,094,204
Net Assets/Debt 8,432,110 8,432,110 8,037,365

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around RM1 3JE
ROMFORD CONSTRUCTION COMPANY LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
MAYLANDS GREEN ESTATE CO.LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
WOOD LANDS (HUTTON MOUNT) LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
MAYLANDS GREEN LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
ROMFORD CONSTRUCTION (WOODBRIDGE) LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
TOGO HOMES LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
ROMFORD FINANCE & DEVELOPMENT COMPANY LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
HILBERY CHAPLIN LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
ALBERSLINKS LIMITED
84 MARKET PLACE, ROMFORD, ESSEX, RM1 3JE
Document Filings
Confirmation statement made on 29 August 2025 with no updates
Registration of charge 002773420012, created on 4 July 2025
Satisfaction of charge 002773420009 in full
Satisfaction of charge 002773420011 in full
Satisfaction of charge 5 in full
Satisfaction of charge 002773420006 in full
Satisfaction of charge 002773420008 in full
Satisfaction of charge 002773420007 in full
Satisfaction of charge 002773420010 in full
Confirmation statement made on 29 August 2024 with no updates
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 29 August 2023 with no updates
Confirmation statement made on 29 August 2022 with no updates
Confirmation statement made on 30 September 2021 with no updates
Confirmation statement made on 30 September 2020 with no updates
Confirmation statement made on 30 September 2019 with no updates
Termination of appointment of Malcolm Hilbery Chaplin as a director on 10 August 2019
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