THE HEART OF ENGLAND BAPTIST ASSOCIATION Credit Check Report

Company Overview

The Heart Of England Baptist Association is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 15 April 1929, so this is a well established company. The Heart Of England Baptist Association has been in business for 96 years and 11 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.

Registered Address

480 Chester Road, Sutton Coldfield, B73 5BP

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Companies House Data

Company Name	THE HEART OF ENGLAND BAPTIST ASSOCIATION
Company Number	00238738
Registered Office Address	480 Chester Road
	B73 5BP
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	15/04/1929
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	SMALL
Returns Next Due Date	18/06/2017
Returns Last Made Up Date	21/05/2016

Directors & Members

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	Adrian Argile - Director (British, 70 years old, born December 1956) Appointed 01 October 2014	Active
	Paul Beesley - Director (British, 58 years old, born July 1968) Appointed 07 June 2003, Resigned 11 September 2008	Resigned
	Neil Bennett - Director (British, 51 years old, born August 1975) Appointed 06 January 2016, Resigned 05 August 2021	Resigned
	John Bernard - Director (British, 65 years old, born September 1961) Appointed 30 September 2024	Active
	Alan Betteridge - Director (British, 91 years old, born March 1935) Appointed 19 May 2001, Resigned 20 May 2009	Resigned
	Geoffrey Biggin - Director (British, 75 years old, born July 1951) Appointed 06 January 2016, Resigned 04 January 2017	Resigned
	John Blunn - Director (British, 93 years old, born June 1933) Appointed 22 May 1993, Resigned 20 May 1995	Resigned
	Dorien Brookes - Director (British, 71 years old, born February 1955) Appointed 18 June 2013, Resigned 22 November 2018	Resigned
	Raymond Brown - Director (British, 74 years old, born October 1952)	Resigned
	Timothy Carter - Director (British, 63 years old, born February 1963) Appointed 21 December 2000, Resigned 29 June 2002	Resigned
	Clifford Challinor - Director (British, 93 years old, born August 1933)	Resigned
	Elaine Cockbill - Director (British, 77 years old, born October 1949) Appointed 29 June 2002, Resigned 09 May 2005	Resigned
	Michael Collis - Director (British, 93 years old, born July 1933) Appointed 27 June 1996, Resigned 17 May 1997	Resigned
	Philip Cooke - Director (British, 96 years old, born February 1930) Appointed 21 December 2000, Resigned 19 February 2001	Resigned
	Stephen Copson - Director (British, 72 years old, born November 1954)	Resigned
	Patricia Couchman - Director (British, 84 years old, born October 1942) Appointed 20 February 2014, Resigned 10 January 2017	Resigned
	Linda Crebbin - Director (British, 72 years old, born April 1954) Appointed 19 July 2006, Resigned 30 March 2010	Resigned
	Denise Dobie - Director (British, 57 years old, born July 1969) Appointed 26 November 2024, Resigned 25 September 2025	Resigned
	Peter Dwyer - Director (British, 88 years old, born May 1938) Appointed 21 December 2000, Resigned 23 June 2001	Resigned
	Charles Eaves - Director (British, 90 years old, born January 1936) Appointed 13 September 2008, Resigned 09 September 2014	Resigned
	Peter Egginton - Director (British, 99 years old, born May 1927)	Resigned
	Peter Egginton - Director (British, 99 years old, born May 1927) Appointed 29 June 1996, Resigned 09 May 1998	Resigned
	Timothy Fergusson - Director (British, 58 years old, born September 1968) Appointed 18 June 2013, Resigned 31 December 2019	Resigned
	Audrey Firmin - Director (British, 91 years old, born January 1935) Appointed 07 June 2003, Resigned 16 March 2004	Resigned
	Harold Foreman - Director (British, 96 years old, born May 1930)	Resigned
	Raymond Gill - Director (British, 84 years old, born May 1942) Appointed 13 March 2004, Resigned 11 May 2006	Resigned
	Glenford Gordon - Director (British, 68 years old, born March 1958) Appointed 20 May 1995, Resigned 09 May 1998	Resigned
	Glenford Gordon - Director (British, 68 years old, born March 1958) Appointed 25 July 2019, Resigned 13 January 2024	Resigned
	Ernest Grant - Director (British, 95 years old, born December 1931) Appointed 17 May 1997, Resigned 08 May 1999	Resigned
	Ernest Grant - Director (British, 95 years old, born December 1931) Appointed 21 December 2000, Resigned 31 December 2001	Resigned
	Ian Green - Director (British, 65 years old, born February 1961) Appointed 05 December 2001, Resigned 12 June 2004	Resigned
	John Green - Director (British, 90 years old, born June 1936) Appointed 09 May 1998, Resigned 13 May 2000	Resigned
	Joanne Green - Director (British, 52 years old, born April 1974) Appointed 23 April 2020	Active
	Nathaniel Hall - Director (British, 95 years old, born April 1931)	Resigned

Secretaries

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	Peter Egginton - Secretary (British)	Resigned

Other Company Directorships

Adrian Argile
BLACK COUNTRY URBAN INDUSTRIAL MISSION
FRESH STREAMS NETWORK LTD
INCARNATE NETWORK
NORTH WESTERN BAPTIST ASSOCIATION
NORTHERN BAPTIST COLLEGE LIMITED
THE CST CORPORATE TRUSTEE LIMITED

John Bernard
THE CST CORPORATE TRUSTEE LIMITED

Joanne Green
THE BIRMINGHAM BATTALION OF THE BOYS' BRIGADE
THE CST CORPORATE TRUSTEE LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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