Company Overview
H.& J.Cutlack Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 15 June 1922, so this is a well established company. H.& J.Cutlack Limited has been in business for 103 years and 9 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

19-21 Forehill, Ely, Cambridgeshire, CB7 4AA
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Companies House Data
Company NameH.& J.CUTLACK LIMITED
Company Number00182477
Registered Office Address19-21 Forehill
 Ely
 CB7 4AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/06/1922
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/02/2017
Returns Last Made Up Date07/01/2016
Directors & Members
Show Resigned
Paul Chambers - Director
(British, 73 years old, born March 1953)
Bianca Chambers - Director
(British, 36 years old, born December 1990)
Appointed 01 November 2019
 Active
Coco Chambers - Director
(British, 38 years old, born August 1988)
Appointed 01 November 2019
 Active
Arabella Chambers - Director
(British, 69 years old, born February 1957)
Appointed 31 January 2010
 Active
Daniela Clements - Director
(British, 40 years old, born September 1986)
Appointed 01 November 2019
 Active
Secretaries
Show Resigned
Other Company Directorships
Paul Chambers
CECIL LODGE PROPERTY MANAGEMENT LIMITED
CHAMBERS FARMING GROUP LIMITED
CUTLACK HOLDINGS LIMITED
EH DEVELOPMENT LIMITED
PENNARD HILL FARM LIMITED
SYSMEDIA GROUP PLC
TAYVIN 424 LIMITED
THE CAMBRIDGE GALLERY LTD
Bianca Chambers
No companies found
Coco Chambers
CECIL LODGE PROPERTY MANAGEMENT LIMITED
Arabella Chambers
CUTLACK HOLDINGS LIMITED
Daniela Clements
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 2,670,130 2,670,130 3,279,445
Current Assets 4,775,022 4,775,022 3,982,887
Creditors Due Within One Year 454,508 454,508 335,856
Working Cap 4,320,514 4,320,514 3,647,031
Total Assets Less Current Liabilities 6,990,644 6,990,644 6,926,476
Long-term Liabilities 47,924 47,924 144,828
Net Assets 6,942,720 6,942,720 6,781,648
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,942,720 6,942,720 6,781,648
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 35.9% 35.9% 45.2%
Stocks Inventory - - -
Debtors 0.8% 0.8% 1.2%
Cash Bank In Hand 16.6% 16.6% 19.3%
Current Assets 64.1% 64.1% 54.8%
Creditors Due Within One Year 6.1% 6.1% 4.6%
Net Current Assets Liabilities 58.0% 58.0% 50.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 93.3% 93.3% 93.4%
Capital Employed - - -
Total Assets Less Current Liabilities 93.9% 93.9% 95.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 10.5 10.5 11.9
Solvency Ratio 14.8 14.8 15.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 5
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 7,445,152 7,445,152 7,262,332
Debt 502,432 502,432 480,684
Net Assets/Debt 6,942,720 6,942,720 6,781,648

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 7 January 2026 with no updates
Confirmation statement made on 7 January 2025 with no updates
Confirmation statement made on 7 January 2024 with no updates
Confirmation statement made on 7 January 2023 with no updates
Director's details changed for Ms Coco Anne Chambers on 6 January 2022
Confirmation statement made on 7 January 2022 with no updates
Confirmation statement made on 7 January 2021 with no updates
Secretary's details changed for Mr Paul Bertram Chambers on 6 January 2021
Director's details changed for Mr Paul Bertram Chambers on 6 January 2021
Confirmation statement made on 7 January 2020 with no updates
Appointment of Daniela Clements as a director on 1 November 2019
Appointment of Ms Coco Anne Chambers as a director on 1 November 2019
Appointment of Bianca Chambers as a director on 1 November 2019
Satisfaction of charge 5 in full
Satisfaction of charge 2 in full
Confirmation statement made on 7 January 2019 with no updates
Confirmation statement made on 7 January 2018 with no updates
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