Company Overview
The Independent Schools Association is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Wednesday 06 November 1895, so this is a well established company. The Independent Schools Association has been in business for 130 years and 4 months. The accounts status is group and the accounts are next due on Sunday 31 May 2026.
Registered Address

Isa House Great Chesterford Court, Great Chesterford, Saffron Walden, Essex, CB10 1PF
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Companies House Data
Company NameTHE INDEPENDENT SCHOOLS ASSOCIATION
Company Number00045867
Registered Office AddressIsa House Great Chesterford Court
 Great Chesterford
 CB10 1PF
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/11/1895
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryGROUP
Returns Next Due Date29/04/2017
Returns Last Made Up Date01/04/2016
Directors & Members
Show Resigned
Stefan Anderson - Director
(British,Canadian, 68 years old, born August 1958)
Appointed 01 September 2025
 Active
David Brown - Director
(British, 48 years old, born May 1978)
Appointed 01 September 2025
 Active
Matthew Burke - Director
(British, 50 years old, born July 1976)
Appointed 01 September 2021
 Active
Allan Cairns - Director
(British, 46 years old, born July 1980)
Appointed 01 September 2023
 Active
Amanda Campbell - Director
(British, 60 years old, born October 1966)
Appointed 01 September 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stefan Anderson
No companies found
David Brown
CITIZENS ADVICE WOKING
Matthew Burke
CATHOLIC INDEPENDENT SCHOOLS' CONFERENCE
INDEPENDENT SCHOOLS TEACHER INDUCTION PANEL
Allan Cairns
REDDIFORD SCHOOL TRUSTEE
Amanda Campbell
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 112,897 112,897 149,723
Current Assets 478,599 478,599 419,187
Creditors Due Within One Year 52,146 52,146 84,237
Working Cap 426,453 426,453 334,950
Total Assets Less Current Liabilities 539,350 539,350 484,673
Long-term Liabilities 0 0 0
Net Assets 539,350 539,350 484,673
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 466,818 466,818 412,903
Other Reserves 72,532 72,532 71,770
Shareholders Funds 539,350 539,350 484,673
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 19.1% 19.1% 26.3%
Stocks Inventory 0.9% 0.9% 1.2%
Debtors 5.3% 5.3% 6.0%
Cash Bank In Hand 74.7% 74.7% 66.5%
Current Assets 80.9% 80.9% 73.7%
Creditors Due Within One Year 8.8% 8.8% 14.8%
Net Current Assets Liabilities 72.1% 72.1% 58.9%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 91.2% 91.2% 85.2%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 78.9% 78.9% 72.6%
Shareholder Funds 91.2% 91.2% 85.2%
Capital Employed - - -
Total Assets Less Current Liabilities 91.2% 91.2% 85.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Dec-2012 31-Dec-2011
Liquidity Ratio 9.2 9.2 5.0
Solvency Ratio 11.3 11.3 6.8
Reserves to Assets 0.8 0.8 0.7
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Dec-2012 31-Dec-2011
Assets 591,496 591,496 568,910
Debt 52,146 52,146 84,237
Net Assets/Debt 539,350 539,350 484,673

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mrs Maria Honoria Coulter as a director on 20 March 2026
Termination of appointment of Irfan Hamid Latif as a director on 6 March 2026
Termination of appointment of Craig John Alexander Wardle as a director on 2 February 2026
Termination of appointment of Emma Bell as a director on 31 December 2025
Termination of appointment of Natasha Louise Kefford Dangerfield as a director on 31 December 2025
Appointment of Mr Craig John Alexander Wardle as a director on 10 September 2025
Appointment of Mr Stefan Anderson as a director on 1 September 2025
Appointment of Mr David Edward Brown as a director on 1 September 2025
Appointment of Ms Emma Bell as a director on 1 September 2025
Appointment of Mrs Francesca Lea Ellsmoor as a director on 1 September 2025
Termination of appointment of Philip Alexander Soutar as a director on 31 August 2025
Termination of appointment of Dionne Emma Seagrove as a director on 31 August 2025
Termination of appointment of Oliver Dickon Robert Scott as a director on 31 August 2025
Termination of appointment of Claire Rosanna Osborn as a director on 31 August 2025
Confirmation statement made on 1 April 2025 with no updates
Appointment of Mr Graham David Spawforth as a director on 25 February 2025
Appointment of Mrs Rebecca Harrison as a director on 27 January 2025
Termination of appointment of Andrew James Hammond as a director on 31 December 2024
Termination of appointment of Stephen Mckernan as a director on 5 December 2024
Director's details changed for Mr Irfan Hamid Latif on 28 September 2024
Director's details changed for Mr Matthew Burke on 25 September 2024
Appointment of Ms Victoria Playford as a director on 1 September 2024
Appointment of Mr Stuart Nicholson as a director on 1 September 2024
Termination of appointment of Christopher James Hammond as a director on 31 August 2024
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